Q.My motorcycle was repossessed and sold in auction and I am being sued for the difference of $1,692, plus interest of $280 and 18% interest on the loan. I was served court papers from the law firm handling this suit. I cannot afford a lawyer and legal aid won’t take my case because they claim [...]
Entries Tagged as 'Credit Counselor Front Lines'
Being Sued by Law Firm For a Debt – Cannot Afford a Lawyer
March 25th, 2011 · No Comments · I'm being sued!
Tags: affirmative defenses·answer the complaint·car·file your answer·I've been sued·lawsuit·legal paperwork·repossession
Top 10 Questions to Ask a Credit Counseling Agency
August 2nd, 2010 · 2 Comments · Credit Counselor Front Lines, Debt Collection
If you are considering soliciting the help of a consumer credit counseling agency, ask these 10 questions to help ensure you are dealing with a reputable company.
Tags: AICCCA·consumer credit counseling·Credit Card Companies·debt·NFCC
Illegal Zombie Debt Judgment – File Complaint Against Attorney?
May 28th, 2010 · 1 Comment · I'm being sued!
Q. I was sued by a collector and also indicated they represented Household bank. The debt was 2 yrs past the statute of limitations (SOL) but they won a judgment. Can I file a complaint against the law firm? To whom should the complaint be directed, i.e. State Bar, Fair Credit reporting? A. I would [...]
Tags: FTC·judgment·law firm·Lawyer·legal advice·statute of limitatoins·summons/complaint·vacating a judgment·zombie debt
Both Chargeoff and Resulting Collection Are On My Credit Report
April 27th, 2010 · 2 Comments · Credit Counselor Front Lines, Credit Reports, Debt Collection
Q. I defaulted on a credit card account 2 years ago. The debt went in to collections. Now I am looking to clean up my credit and pay off my debts. I pulled my credit report and noticed that both the charge off AND the collection are on my credit report. My questions are: Is [...]
Tags: accounts·chargeoffs·collection agency·collections·Credit card·credit report·debts·delete listing·legal
