<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Creditinfocenter Blog &#187; Credit Reports</title>
	<atom:link href="http://www.creditinfocenter.com/wordpress/category/credit-reports/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.creditinfocenter.com/wordpress</link>
	<description>For the Up To Date News</description>
	<lastBuildDate>Fri, 20 Nov 2009 15:00:34 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=abc</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>How Much Credit is Too Much?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/05/how-much-credit-is-too-much/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/05/how-much-credit-is-too-much/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 12:00:37 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Car Loans]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[credit scoring]]></category>
		<category><![CDATA[debt ratios]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[number of accounts]]></category>
		<category><![CDATA[Payment History]]></category>
		<category><![CDATA[too much credit]]></category>
		<category><![CDATA[total available credit]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4948</guid>
		<description><![CDATA[When starting your credit history from scratch, rebuilding from a bad financial period in your life, or if you have long established credit history, I get this question all the time, “How much credit is too much”? Or “How many credit cards should I have to have the best credit?” This is often a difficult question to answer, due to the black box nature of Fair Isaac’s FICO credit scoring model. ]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2009/11/05/how-much-credit-is-too-much/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is the Credit Scoring System Fair?  A Viewpoint Which Disagrees</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/28/is-the-credit-scoring-system-fair-a-viewpoint-which-disagrees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/28/is-the-credit-scoring-system-fair-a-viewpoint-which-disagrees/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 12:00:45 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[credit scoring]]></category>
		<category><![CDATA[debt ratios]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[paying history]]></category>
		<category><![CDATA[scoing model]]></category>
		<category><![CDATA[transunion]]></category>
		<category><![CDATA[VantageScore]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4991</guid>
		<description><![CDATA[I&#8217;ve heard many people complain bitterly about the American credit scoring system.  There are many arguments for and against the system.  Yesterday, I talked about the merits of the credit scoring system.  Today I will give arguments against the system.  
Proponents of the system will argue the credit scoring system is [...]]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2009/10/28/is-the-credit-scoring-system-fair-a-viewpoint-which-disagrees/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Is the Credit Scoring System Fair?  A Viewpoint Which Agrees</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/27/is-the-credit-scoring-system-fair-a-viewpoint-which-agrees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/27/is-the-credit-scoring-system-fair-a-viewpoint-which-agrees/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 12:00:20 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Apply Online]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Credit Scoring System.]]></category>
		<category><![CDATA[fair]]></category>
		<category><![CDATA[Good Credit]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[personal responsibility]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4870</guid>
		<description><![CDATA[I&#8217;m a good debater &#8211; I can make an argument out of anything, which is one of the reason I enjoy writing.  Recently, I listened to a conversation over whether or not the current credit scoring was fair to the consumer.  I argued both sides successfully to the frustration of my audience.  [...]]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2009/10/27/is-the-credit-scoring-system-fair-a-viewpoint-which-agrees/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should Personally Guaranteed Business Credit Cards Appear on Your Credit Report?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/22/should-personally-guaranteed-business-credit-cards-appear-on-your-credit-report/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/22/should-personally-guaranteed-business-credit-cards-appear-on-your-credit-report/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 14:13:52 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[business account]]></category>
		<category><![CDATA[business credit]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit law]]></category>
		<category><![CDATA[Dunn & Bradstreet]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[personal guarantees]]></category>
		<category><![CDATA[report to bureuas]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4823</guid>
		<description><![CDATA[This question of whether business credit cards which are personally guaranteed should appear on your credit report recently came up on our discussion boards.  I myself have two business credit cards and each one is linked to my IRS-issued Employer Identification Number (EIN).  However, each card also required me to give my personal [...]]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2009/10/22/should-personally-guaranteed-business-credit-cards-appear-on-your-credit-report/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
	</channel>
</rss>
