If you default on a credit card debt, the late pays and charge off from the default will stay on your credit report for 7 years. What about the debt? Once it comes off your credit report, do you still owe it? Credit Reporting Confusion A common misconception exists that credit card debt you owe [...]
Entries Tagged as 'Credit Reports'
Is Unpaid Credit Card Debt Still Valid After Seven Years?
April 22nd, 2011 · 1 Comment · Consumer Debt, Credit Reports
Tags: collection agencies·Credit card debt·credit report·credit reporting confusion·debt·debt expiration·Payment History·statutue of limitations·zombie debt
Renting? Not Just Credit Bureaus Revealing Past to Prospective Landlords
January 4th, 2011 · No Comments · Consumer Info, Credit Reports, Mortgages
So you’ve just gotten out of foreclosure hell and you’re looking to start fresh by renting a home or apartment. The only negative on your credit report is a foreclosure. You’ve talked to your future landlord about your circumstances and he or she is willing to overlook your credit. What they don’t know is that [...]
Tags: Damages·evictions·Experian·landlord·lease violations·Personal Information Databases·Rent Bureau·renting·Safe Rent·Tenant History
In Current Mortgage Market, Previewing Your Credit Report Critical
December 28th, 2010 · No Comments · Credit Reports
Finally feel like you’re credit-worthy enough to purchase a home? Found that gem of a good deal after months of looking? Are mortgage refinance so low you feel you need to take advantage? Even if you think your credit is golden, you might want to scour that credit report again. As much a $10 unpaid [...]
Tags: credit bureau·Credit Repair·credit report·home purchase·lender·Mortgage·refinance
‘Victorious Secrets’ New Musical Face of FreeCreditScore.com
September 10th, 2010 · 2 Comments · Credit Bureaus and Scores, Credit Reports
Over the last two years, we’ve been following the oh-so-important saga of the rock band who appear in Experian’s “Free” credit report/score advertisements on TV. The result of a much hyped public vote, the old band will be replaced with a new musical face of credit – Victorious Secrets, as announced on the group’s own [...]
Tags: Credit Reports·Eric Violette·Free Credit Scores·FreeCreditReport Band·freecreditreport.com·Mario Terlaro·Victorious Secrets·Vince Charron
