Under the Fair Debt Collection Practices Act (FDCPA), it’s your right to request that a collection agency cease communication with you; a right granted/protected by FDCPA Section 805(c). (It’s called a Cease and Desist Letter or C&D among us credit repair junkies) Basically, it does what it sounds like: forbids a collection agency […]

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Wow, you can actually learn something from TV News! This story at Channel 2 KUTV News tells of the story of how a woman might lose her home over an unpaid dental bill.
How does this happen? This bill went to collections, the collection agency sued and they got a court order […]

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OK, kids, it’s the same old song again, the FTC has tallied up its complaints about collections agencies for last year and they are pretty big. Just think if consumers were aware of their rights!
Some highlights:

The FTC received 70,951 FDCPA complaints in 2007. The FDCPA complaints represented 20.8% of the complaints the Commission received […]

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http://consumerist.com/352418/consum…-one-1-lawsuit
Consumers have filed over 69,000 complaints against scummy debt collectors for violating the Fair Debt Collection Practices Act, prompting the FTC to rush to our collective defense by taking action against three debt collectors who showed a “culture of harassing the debtors from which they collect.”
Two debt collectors settled and one went to court.
Still, when […]

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