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	<title>Creditinfocenter Blog &#187; Debt Collection</title>
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		<title>I&#8217;m Not Sure What to Say In My Letter to a Collection Agency</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/17/im-not-sure-what-to-say-in-my-letter-to-a-collection-agency/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/17/im-not-sure-what-to-say-in-my-letter-to-a-collection-agency/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 15:16:52 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[cease and desist]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Debt Validation]]></category>
		<category><![CDATA[debt verification]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[investigation request]]></category>
		<category><![CDATA[junk debt buyer]]></category>
		<category><![CDATA[negative listing]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5311</guid>
		<description><![CDATA[Many people know they need to respond to a letter or phone call from a collection agency, but they might not know exactly what to say.  In general, it&#8217;s not usually a good idea to speak to a collection agent when they call, let alone respond to a letter over the phone.  This [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Debts and Finances Forcing Us to Move Out of Country</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/19/debts-and-finances-forcing-us-to-move-out-of-country/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/19/debts-and-finances-forcing-us-to-move-out-of-country/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 17:15:13 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Out of Country]]></category>
		<category><![CDATA[relocate]]></category>
		<category><![CDATA[second mortgage]]></category>
		<category><![CDATA[short sales]]></category>
		<category><![CDATA[statutue of limitations]]></category>
		<category><![CDATA[tolling]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4672</guid>
		<description><![CDATA[Q. This past summer we completed a short sale on our home.  There was a first and second mortgage holder, and the first mortgage holder (major financial institution) assumed the second during the final negotiations. It was our assumption all debt was satisfied (and you know what you get when you assume). 
Since the [...]]]></description>
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		<title>Phony Debt Collector Scam Alert Issued by BBB</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/21/phony-debt-collector-scam-alert-issued-by-bbb/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/21/phony-debt-collector-scam-alert-issued-by-bbb/#comments</comments>
		<pubDate>Mon, 21 Sep 2009 15:00:07 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[PayDay Loans]]></category>
		<category><![CDATA[BBB scam alert]]></category>
		<category><![CDATA[Better Business Bureau]]></category>
		<category><![CDATA[debt collector scam alert]]></category>
		<category><![CDATA[phony debt collectors]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3987</guid>
		<description><![CDATA[Last month, The Better Business Bureau (BBB) issued a national alert warning consumers to beware of phony debt collectors who contact you claiming to be lawyers with intent to sue. The scammers call your home,  and according to the BBB they are armed with the potential victim&#8217;s personal information, including  Social Security Numbers, old bank information, driver&#8217;s license numbers,  home addresses and even the [...]]]></description>
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		<title>Debt Collectors Top List of Consumer Complaints for 2008</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/14/debt-collectors-top-list-consumer-complaints-2008/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/14/debt-collectors-top-list-consumer-complaints-2008/#comments</comments>
		<pubDate>Mon, 14 Sep 2009 12:00:34 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Attorney Generals]]></category>
		<category><![CDATA[Consumer complaints]]></category>
		<category><![CDATA[consumer protection statutes]]></category>
		<category><![CDATA[debt collection agencies]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[NAAG]]></category>
		<category><![CDATA[NAAG Consumer Protection Project]]></category>
		<category><![CDATA[State Attorneys General]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3842</guid>
		<description><![CDATA[I know this may come as an unbelievable surprise to many of you (yeah, right) but an annual survey conducted by the National Association of Attorneys General (NAAG) once again placed debt collection agencies at the prestigious top position for consumer complaints for this past year.
It isn&#8217;t that we here at creditinfocenter are picking on the debt collection industry, but it [...]]]></description>
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		<slash:comments>4</slash:comments>
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