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	<title>Creditinfocenter Blog &#187; Debt Settlement</title>
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		<title>Should I Tell a Collection Agency I&#8217;m in a Debt Settlement Program?</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/12/13/should-i-tell-a-collection-agency-im-in-a-debt-settlement-program/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/12/13/should-i-tell-a-collection-agency-im-in-a-debt-settlement-program/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 19:29:00 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Attorney]]></category>
		<category><![CDATA[being sued]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[debt settlement guide]]></category>
		<category><![CDATA[Debt Validation]]></category>
		<category><![CDATA[lawsuits]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13085</guid>
		<description><![CDATA[Q. My American Express account just went to a collection attorney. I also just enrolled in a debt settlement program to deal with this debt. The debt settlement program attorney states they will not make an offer until I have accrued at least 20%. I plan sending a letter to the collection attorney validating the [...]]]></description>
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		<title>My Car Repossessed and I Still Owe Money?</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/12/06/my-car-repossessed-and-i-still-owe-money/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/12/06/my-car-repossessed-and-i-still-owe-money/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 15:25:03 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Attorney]]></category>
		<category><![CDATA[auto loan]]></category>
		<category><![CDATA[car payments]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[Debt Validation]]></category>
		<category><![CDATA[repossession]]></category>
		<category><![CDATA[unsecured loan]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13064</guid>
		<description><![CDATA[Q. Creditor retained attorney to collect debt from a surrendered car. Deficiency balance? I have 30 days to respond with a validation request which I&#8217;m doing. My question is what if all is validated from attorney? What is the next thing thing to expect in their reply? Are they going to proceed with court action? [...]]]></description>
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		<title>Why Won&#8217;t Creditors Accept Settlement for Secured Debt?</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/11/23/why-wont-creditors-accept-settlement-for-secured-debt/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/11/23/why-wont-creditors-accept-settlement-for-secured-debt/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 15:35:18 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[old debt]]></category>
		<category><![CDATA[secured debt]]></category>
		<category><![CDATA[unsecured debt]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13026</guid>
		<description><![CDATA[If you are struggling to pay on your debts, make sure you make home and auto loans your number one priority. And if you have unsecured debts that have fallen by the wayside, consider your debt settlement options.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Are You Neglecting the Most Essential Part of the Debt Settlement Process?</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/11/18/are-you-neglecting-the-most-essential-part-of-the-debt-settlement-process/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/11/18/are-you-neglecting-the-most-essential-part-of-the-debt-settlement-process/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 17:21:46 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[charge-off]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[paid charge-off]]></category>
		<category><![CDATA[paid repossession]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13014</guid>
		<description><![CDATA[When settling your debts, don't make the mistake of forgetting the most essential part of the process in terms of how it will be reflected on your credit report.]]></description>
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