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	<title>Creditinfocenter Blog &#187; Mortgages</title>
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	<description>For the Up To Date News</description>
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		<title>Done Deal: Big Banks, 49 States Agree to Foreclosure Settlement</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/02/10/done-deal-big-banks-49-states-agree-to-foreclosure-settlement/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/02/10/done-deal-big-banks-49-states-agree-to-foreclosure-settlement/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 15:08:27 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Ally]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[big banks]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[Citi]]></category>
		<category><![CDATA[Department of Justice]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[forecslosure settlement]]></category>
		<category><![CDATA[Oklahoma]]></category>
		<category><![CDATA[Settlement]]></category>
		<category><![CDATA[Wells Fargo]]></category>

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		<description><![CDATA[Finally!  After months of investigation and anticipation, a long-awaited, much-anticipated foreclosure settlement has been reached.]]></description>
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		<title>Big Banks Make Amends Via Settlement, Short Sales?</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/02/08/big-banks-make-amends-via-settlement-short-sales/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/02/08/big-banks-make-amends-via-settlement-short-sales/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 15:29:03 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[arizona]]></category>
		<category><![CDATA[big banks]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Nevada]]></category>
		<category><![CDATA[New York]]></category>
		<category><![CDATA[robo-signing]]></category>
		<category><![CDATA[Settlement]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[short sales]]></category>

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		<description><![CDATA[Though nothing can erase the damage done by the housing crisis debacle instigated by big banks' illegal robo-signing ways, a couple of new developments are making a dent. ]]></description>
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		<title>Obama Proposes Mandatory Refinancing for Underwater Home Loans</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/02/01/obama-proposes-mandatory-refinancing-for-underwater-home-loans/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/02/01/obama-proposes-mandatory-refinancing-for-underwater-home-loans/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 15:42:29 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Home Affordable Refinancing Program]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loans]]></category>
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		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[underwater]]></category>

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		<description><![CDATA[Outlined in this new program is a requirement that home loans must be refinanced if the homeowners owe more than 140 percent of the value of their home.]]></description>
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		<title>Credit Bureau Reporting an Equity Line of Credit as Revolving Instead of Installment</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/01/31/credit-bureau-reporting-an-equity-line-of-credit-as-revolving-instead-of-installment/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/01/31/credit-bureau-reporting-an-equity-line-of-credit-as-revolving-instead-of-installment/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 15:00:04 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[credit bureau]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[equity line of credit]]></category>
		<category><![CDATA[installment loan]]></category>
		<category><![CDATA[revolving account]]></category>

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		<description><![CDATA[Q. Is it possible to get my Line of Credit that&#8217;s reporting to the bureaus as a &#8220;Revolving&#8221; account type to reporting as an &#8220;Installment&#8221; account? It&#8217;s killing my FICO scores! A. A &#8220;revolving&#8221; account is one where the balance fluctuates due to payments or withdrawals against the available credit limit. A credit card is [...]]]></description>
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