The Fair Debt Collection Practices Act was created by Congress in 1977 as a result of numerous complaints from consumers about collection agencies abusing or harassing them. It outlines very specifically what a debt collector can and can’t do when attempting to collect a debt. By law, under the FDCPA is that collection agencies may [...]
Entries Tagged as 'abuse'
Recording Phone Calls When Debt Collectors Violate the Law
January 13th, 2010 · 9 Comments · Consumer Info, Credit Counselor Front Lines, Debt Collection
Tags: abuse·collection agents·FDCPA·one party·record conversation·State Laws·States·taping phone conversations·two party·two party states
The Obligatory Black Friday Tip Sheet
November 25th, 2009 · No Comments · Budgeting, Consumer Info
If you haven’t been living under a rock for the last 10 years, I’m sure you’ve heard about Black Friday, formerly known as the “Day After Thanksgiving Sales”, a.k.a the “Start of the Christmas Shopping Season”. The holiday was created by retailers wanting to start heavy sales as soon as possible after Thanksgiving, maximizing the [...]
Tags: abuse·advertised·Advertising·Black Friday·budget·Christmas·deals·discounts·electronics·plan·Shopping·Thanksgiving
