The federal government has sent warning letters to 18 websites for failing to follow a new law requiring a link to AnnualCreditReport.com on pages that display ads for “free” credit reports.
Entries Tagged as 'annualcreditreport.com'
FTC Warns 18 Websites for Violating New Rules for Free Credit Reports
July 28th, 2010 · No Comments · Consumer Info, Credit Bureaus and Scores, Credit Reports
Tags: annualcreditreport.com·credit report·Equifax·Experian·Free Credit Report·FTC·transunion
“Free” Credit Report Ads Soon to be Less Deceptive
February 25th, 2010 · 2 Comments · Credit Bureaus and Scores, Credit Reports
Starting April 1, all those companies who proclaim that they provide “free credit reports” will be required to add a prominent disclosure on any advertising that should help eliminate confusion for consumers who are seeking the government-approved Web site, AnnualCreditReport.com. The new guidelines were announced this week by the FTC, which was required to adopt the new rules as [...]
Tags: annualcreditreport.com·Credit Reports·deceptive free credit report ads·Federal Trade Commission·free credit report disclosure·free credit reports·Free Credit Scores·FTC free credit report disclosure
Your Personal Info – 7 Free Reports You Need to See
September 22nd, 2009 · No Comments · Credit Reports
A credit report is probably the most well-known, widely used tool for that various institutions will utilize to obtain personal information about an individual that they are considering providing a loan, a place to live, or employment to. But there are a number of other reports that can be accessed at no charge which provide information [...]
Tags: annualcreditreport.com·Chexsystems·choicepoint·choicetrust·credit report·Health History·personal info·Rental History·Retail Equation·Telecheck
Experian and Equifax now taking 45 days to investigate if you’ve EVER gotten a free credit report
April 23rd, 2008 · 1 Comment · Credit Bureaus and Scores
Under the FACT Act which passed in 2003, if a consumer pulls their annual free credit report to which they are entitled once a year, the credit bureaus have 45 days to investigate disputes rather than 30 days. Apparently, since it doesn’t specify which kind of time frame this can happen, it means FOREVER. This [...]
Tags: annualcreditreport.com·Dispute·Equifax·Experian·Free Credit Report·Investigate
