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	<title>Creditinfocenter Blog &#187; appraisal</title>
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		<title>Mortgage Lending Changes Under New Financial Reform Law</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/06/29/mortgage-lending-changes-under-new-financial-reform-law/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/06/29/mortgage-lending-changes-under-new-financial-reform-law/#comments</comments>
		<pubDate>Tue, 29 Jun 2010 14:47:39 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[excessive fees]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[financial reform]]></category>
		<category><![CDATA[mortgage lending]]></category>
		<category><![CDATA[no-doc loans]]></category>
		<category><![CDATA[risk retention]]></category>
		<category><![CDATA[yield spread premiums]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=8988</guid>
		<description><![CDATA[Although the financial reform bill is not yet law, both a House and Senate support versions which are similar and President Obama is expected to sign the final version in the next two weeks. What&#8217;s the biggest cause of the current financial crisis? Greed in mortgage lending. Greed-fueled mortgages took down the economy in the [...]]]></description>
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		<title>Is It Illegal if My Bank Won&#8217;t do a Loan Modification?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/14/is-it-illegal-if-my-bank-wont-do-a-loan-modification/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/14/is-it-illegal-if-my-bank-wont-do-a-loan-modification/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 15:18:55 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[assessor's office]]></category>
		<category><![CDATA[building inspection]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[illegal]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4586</guid>
		<description><![CDATA[Q. I am having great difficultly getting a loan modification on my mortgage. I am 100% confident that I meet the criteria for the loan modification program. After initially agreeing to do the modification, they now say I don&#8217;t meet the requirements and stopped taking my calls. Can I sue? My story: I followed the [...]]]></description>
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		<title>Lender Discrimination Protection: Know Your Rights as a Consumer</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/08/lender-discrimination-protection-know-your-rights-as-a-consumer/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/08/lender-discrimination-protection-know-your-rights-as-a-consumer/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 17:06:11 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[denied]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[ECOA]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[Loan Application]]></category>
		<category><![CDATA[rights]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3678</guid>
		<description><![CDATA[You remain a consumer with rights even as you apply for a loan of any type. No lender can discriminate against you; your rights are protected. There are existing federal laws that aim to provide you with lender discrimination protection so you do not fall prey to the unscrupulous practices of some lenders. The Equal [...]]]></description>
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