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	<title>Creditinfocenter Blog &#187; banking fees</title>
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		<title>10 Ways Banks Take Your Money</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/07/08/10-ways-banks-take-your-money/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/07/08/10-ways-banks-take-your-money/#comments</comments>
		<pubDate>Wed, 08 Jul 2009 15:27:09 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Annual Fees]]></category>
		<category><![CDATA[ATM]]></category>
		<category><![CDATA[avoiding overdraft fees]]></category>
		<category><![CDATA[banking fees]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[Closing Accounts]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Inquiries]]></category>
		<category><![CDATA[maintenance fees]]></category>
		<category><![CDATA[over the limit]]></category>
		<category><![CDATA[Service fees]]></category>
		<category><![CDATA[Teller]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2268</guid>
		<description><![CDATA[Late fees, loan-origination fees, over-the-limit and overdraft charges helped generate 53% of banking-industry income in 2008, according to Bob Hammer, chief executive of bank-card advisory firm R.K. Hamme, up from 35% of income in 1995. ]]></description>
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		<title>Feds Cut Rates, Yet Credit Card Rates Continue Upward??</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/12/09/feds-cut-rates-yet-credit-card-rates-continue-upward/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/12/09/feds-cut-rates-yet-credit-card-rates-continue-upward/#comments</comments>
		<pubDate>Tue, 09 Dec 2008 15:35:05 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[banking fees]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[credit card rates]]></category>
		<category><![CDATA[higher fees]]></category>
		<category><![CDATA[increased credit card fees]]></category>
		<category><![CDATA[interest rate increases]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/2008/12/09/feds-cut-rates-yet-credit-card-rates-continue-upward/</guid>
		<description><![CDATA[It&#8217;s a classic case of &#8220;what is wrong with this picture&#8221;: the Federal Reserve recently slashed it&#8217;s benchmark interest rate for the umpteenth time this year to 1%, it&#8217;s lowest level in years, yet many consumers are getting broadsided with higher rates and fees on their credit cards. So what gives?
The bottom line is, the [...]]]></description>
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		<title>Banks Increasing Reliance on Income From Late and Over-the-Limit Fees</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/06/25/banks-increase-reliance-on-fees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/06/25/banks-increase-reliance-on-fees/#comments</comments>
		<pubDate>Wed, 25 Jun 2008 13:59:35 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[ATM fees]]></category>
		<category><![CDATA[banking fees]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[increased banking costs]]></category>
		<category><![CDATA[interchange fees]]></category>
		<category><![CDATA[late fees]]></category>
		<category><![CDATA[over the limit fees]]></category>
		<category><![CDATA[overdraft fees]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/2008/06/25/banks-increase-reliance-on-fees/</guid>
		<description><![CDATA[ Isn&#8217;t Congress supposed to be doing something about $40 late and over the limit fees
From 2002 to 2006, the nation&#8217;s ten largest banks increased their reliance on fees by 17%.

From 1994 –2005, over–the-limit fees in the credit card industry more than doubled, while late fees nearly quadrupled.
Interchange fees–fees credit card issuers charge merchants when [...]]]></description>
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