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	<title>Creditinfocenter Blog &#187; Banking Industry</title>
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	<description>For the Up To Date News</description>
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		<title>Caving to Banks, Fed Sets Debit Fee Limit at 21 Cents</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/06/30/caving-to-banks-fed-sets-debit-fee-limit-at-21-cents/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/06/30/caving-to-banks-fed-sets-debit-fee-limit-at-21-cents/#comments</comments>
		<pubDate>Thu, 30 Jun 2011 15:12:15 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Banking Industry]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[debit fee]]></category>
		<category><![CDATA[Dodd-Frank]]></category>
		<category><![CDATA[fee limit]]></category>
		<category><![CDATA[financial reform]]></category>
		<category><![CDATA[merchants]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=12440</guid>
		<description><![CDATA[Instead of the 12-cent cap on fees that would benefit merchants and, in turn, consumers the most, the Fed has decided on a 21-cent cap instead.]]></description>
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		<title>Banks to Issue New Checking, Credit Card Fees</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/01/04/banks-to-issue-new-checking-credit-card-fees-2/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/01/04/banks-to-issue-new-checking-credit-card-fees-2/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 01:17:04 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Banking Industry]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[Credit Card Accountability Responsibility And Disclosure Act]]></category>
		<category><![CDATA[Fees]]></category>
		<category><![CDATA[minimum balances]]></category>
		<category><![CDATA[new credit card legislation]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[paper statements]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=6137</guid>
		<description><![CDATA[We&#8217;ve already seen banks rush to slip in as many money-making fees and raise interest rates as much as possible before the new credit card legislation kicks in in February. For months, banking experts having been spouting predictions on how badly the banks are going to start sticking it to us. Now the banks&#8217; sinister [...]]]></description>
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		<title>Overdraft Fee Legislation Gaining Momentum</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/21/overdraft-fee-legislation-gaining-momentum/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/21/overdraft-fee-legislation-gaining-momentum/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 12:00:04 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Banking Industry]]></category>
		<category><![CDATA[bounced checks]]></category>
		<category><![CDATA[Chris Dodd]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[Diane Rehm]]></category>
		<category><![CDATA[FAIR Overdraft Coverage Act]]></category>
		<category><![CDATA[opt-in]]></category>
		<category><![CDATA[Overdraft]]></category>
		<category><![CDATA[proportional fees]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4787</guid>
		<description><![CDATA[Sen. Chris Dodd&#8217;s battle against banking overdraft fees continues. He introduced a bill on October 19, covering ATM and debit-card transactions as well as checks. Several other Senators are on board with the reform, as the bill is co-sponsored by Senator Charles Schumer D-NY, Sen. Jack Reed D-RI,who is chairman of the Senate Banking Subcommittee [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>&#8220;Transaction Sorting&#8221; Maximizes Overdraft Fees for Banks</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/07/16/transaction-sorting-maximizes-overdraft-fees-for-banks/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/07/16/transaction-sorting-maximizes-overdraft-fees-for-banks/#comments</comments>
		<pubDate>Thu, 16 Jul 2009 12:00:00 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Banking Industry]]></category>
		<category><![CDATA[bounced checks]]></category>
		<category><![CDATA[Checking Account]]></category>
		<category><![CDATA[debit charges]]></category>
		<category><![CDATA[debit transaction]]></category>
		<category><![CDATA[Mike Moebs]]></category>
		<category><![CDATA[Nightline]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[transaction sorting]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2403</guid>
		<description><![CDATA[With the new credit card laws about to go into effect, banks are scrambling to replace the usurious income they used to be able to generate through late fees and sudden high interest rates. Overdraft fees on checking accounts are now being referred to in the banking industry as the &#8220;motherlode&#8221;. The method for maximizing [...]]]></description>
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