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	<title>Creditinfocenter Blog &#187; Banking</title>
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		<title>Federal Bank Adds New Regulations on Overdraft Fees</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/18/federal-bank-adds-new-regulations-on-overdraft-fees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/18/federal-bank-adds-new-regulations-on-overdraft-fees/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 14:47:40 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[ATM card]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[Debit Card]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[overdraft legislation]]></category>
		<category><![CDATA[overdraft protection]]></category>
		<category><![CDATA[recurring debit]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5308</guid>
		<description><![CDATA[In recent years, most banks started approving, rather than declining, debit and check transactions that exceeded what customers had in their accounts. The banks&#8217; rationale: consumers would rather pay $39-a-pop bounce fees, banks contend, than risk embarrassment at the checkout counter.  I don&#8217;t know about you, but I would rather have my card declined. [...]]]></description>
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		<title>Getting a Credit Card With Bad Credit in a Tight Market</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/02/getting-a-credit-card-with-bad-credit-in-a-tight-market/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/02/getting-a-credit-card-with-bad-credit-in-a-tight-market/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 12:00:26 +0000</pubDate>
		<dc:creator>Marco</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[banking relationships]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[credit union]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[good deals]]></category>
		<category><![CDATA[secured cards]]></category>
		<category><![CDATA[shop]]></category>
		<category><![CDATA[tight credit market]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4903</guid>
		<description><![CDATA[Getting a credit card in a good economy is a very easy task. In a good economy, companies will extend you credit even if you have a poor credit score. The credit these companies extend will not be good (i.e., the credit card will have numerous fees and an extremely high interest rate), but these [...]]]></description>
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		<title>Overdraft Fee Legislation Gaining Momentum</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/21/overdraft-fee-legislation-gaining-momentum/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/21/overdraft-fee-legislation-gaining-momentum/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 12:00:04 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Banking Industry]]></category>
		<category><![CDATA[bounced checks]]></category>
		<category><![CDATA[Chris Dodd]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[Diane Rehm]]></category>
		<category><![CDATA[FAIR Overdraft Coverage Act]]></category>
		<category><![CDATA[opt-in]]></category>
		<category><![CDATA[Overdraft]]></category>
		<category><![CDATA[proportional fees]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4787</guid>
		<description><![CDATA[Sen. Chris Dodd&#8217;s battle against banking overdraft fees continues.  He introduced a bill on October 19, covering ATM and debit-card transactions as well as checks.  Several other Senators are on board with the reform, as the bill is co-sponsored by Senator Charles Schumer D-NY, Sen. Jack Reed D-RI,who is chairman of the Senate [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Even After New Credit Card Laws, Interest Rates Can Increase &#8211; Without Notification</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/08/24/even-after-new-credit-card-laws-interest-rates-can-increase-without-notification/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/08/24/even-after-new-credit-card-laws-interest-rates-can-increase-without-notification/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 15:08:48 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[credit card reform laws]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Fed Rate]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[notification]]></category>
		<category><![CDATA[prime rate]]></category>
		<category><![CDATA[variable rate]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3234</guid>
		<description><![CDATA[We&#8217;ve written about the ]]></description>
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