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	<title>Creditinfocenter Blog &#187; Budgeting</title>
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		<title>Will You Save Less In 2012?</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/01/18/saving-less-in-2012/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/01/18/saving-less-in-2012/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 14:00:24 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Saving]]></category>
		<category><![CDATA[401(k) Plans]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[college savings accounts]]></category>
		<category><![CDATA[Consumer Credit]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[savings accounts]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13190</guid>
		<description><![CDATA[From personal savings accounts, to 401(k) retirement savings plans, to college savings accounts, Americans are stashing less and spending more.]]></description>
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		<title>3 Frugal Ways to Handle Last-Minute Holiday Shopping</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/12/19/3-frugal-ways-to-handle-last-minute-holiday-shopping/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/12/19/3-frugal-ways-to-handle-last-minute-holiday-shopping/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 14:00:56 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Cash]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[frugal]]></category>
		<category><![CDATA[holiday shopping]]></category>
		<category><![CDATA[holidays]]></category>
		<category><![CDATA[Shopping]]></category>

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		<description><![CDATA[Even if you have yet to buy for a single person on your list, all it takes is a little patience, discipline and creativity to stick within a holiday gift-buying budget you can afford.]]></description>
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		<title>3 Ways To Avoid Overspending this Holiday Season</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/11/29/3-ways-to-avoid-overspending-this-holiday-season/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/11/29/3-ways-to-avoid-overspending-this-holiday-season/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 15:01:46 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debit]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[holiday giving]]></category>
		<category><![CDATA[holiday spending]]></category>
		<category><![CDATA[holidays]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[spending limit]]></category>

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		<description><![CDATA[Instead of going all out to make sure you're giving (and getting) the hottest new toys and trends, remember what holiday giving is really all about. It truly is the thought that counts.]]></description>
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		<title>Raising Financially Responsible Teenagers</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/09/13/raising-financially-responsible-teenagers/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/09/13/raising-financially-responsible-teenagers/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 15:00:09 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Your Money]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[careful shopping]]></category>
		<category><![CDATA[credit card use]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[financial responsibility]]></category>
		<category><![CDATA[savings accounts]]></category>
		<category><![CDATA[teenagers]]></category>

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		<description><![CDATA[Teenagers are at that stage in their lives where they are starting to enjoy buying things for themselves without having to ask money from their parents. It&#8217;s also during this time that teens are becoming financially independent. They work as babysitters, fast food attendants, salespersons, and store cashiers so they can earn their own money [...]]]></description>
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