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	<title>Creditinfocenter Blog &#187; Chapter 13</title>
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		<title>You Can Use Bankruptcy To Void a Second Mortgage</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/05/10/you-can-use-bankruptcy-to-void-a-second-mortgage/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/05/10/you-can-use-bankruptcy-to-void-a-second-mortgage/#comments</comments>
		<pubDate>Tue, 10 May 2011 14:53:05 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Chapter 7 bankruptcy]]></category>
		<category><![CDATA[first mortgage]]></category>
		<category><![CDATA[petition court]]></category>
		<category><![CDATA[second mortgage]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=12103</guid>
		<description><![CDATA[Are you so underwater in your total mortgage obligations you are considering walking away from your home? Can&#8217;t get a decent home loan restructuring from your bank due to a second mortgage? There may be a way out &#8211; if you are willing to undergo the drastic step of filing a Chapter 7 bankruptcy. During [...]]]></description>
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		<title>To File or Not to File &#8211; That is the Bankruptcy Question</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/03/08/to-file-or-not-to-file-that-is-the-bankruptcy-question/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/03/08/to-file-or-not-to-file-that-is-the-bankruptcy-question/#comments</comments>
		<pubDate>Tue, 08 Mar 2011 14:44:04 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[car payments]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7 BK]]></category>
		<category><![CDATA[Credit card debt]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[pros and cons]]></category>
		<category><![CDATA[protection from creditors]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=11233</guid>
		<description><![CDATA[If your credit card debt has gotten out of control and you can&#8217;t pay on them any longer, you might be considering bankruptcy (BK). You may have heard conflicting advice about whether or not to file. Dave Ramsey advocates not filing, and I tend to agree with him. Why don&#8217;t I recommend it? The biggest [...]]]></description>
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		<item>
		<title>Is a Discharged Bankruptcy Removed From My Credit Report?</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/12/17/is-a-discharged-bankruptcy-removed-from-my-credit-report/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/12/17/is-a-discharged-bankruptcy-removed-from-my-credit-report/#comments</comments>
		<pubDate>Fri, 17 Dec 2010 16:02:31 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[banktruptcies]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[court monitored program]]></category>
		<category><![CDATA[Discharged Bankruptcy]]></category>
		<category><![CDATA[dismissed]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[paid debts]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=10703</guid>
		<description><![CDATA[Q. Can a Chapter 13 be removed from a credit file if that Bankruptcy is discharged? A. Just because a bankruptcy is discharged doesn&#8217;t mean it will be removed. This is true whether it is a Chapter 13 bankruptcy or a Chapter 7 bankruptcy. Briefly, a Chapter 13 bankruptcy is where you repay all of [...]]]></description>
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		<title>U.S. Bankruptcies Rise 33 Percent in Third Quarter</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/12/01/u-s-bankruptcies-rise-33-percent-in-third-quarter/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/12/01/u-s-bankruptcies-rise-33-percent-in-third-quarter/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 16:09:47 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[average income]]></category>
		<category><![CDATA[bankruptcy courts]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Means Tests]]></category>
		<category><![CDATA[Qualifying Income]]></category>
		<category><![CDATA[Third Quarter]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5509</guid>
		<description><![CDATA[When the bankruptcy laws were changed in 2004, the number of new Chapter 7 bankruptcies plummeted, as the new rules barred many people from entering the Chapter 7 program. Now that unemployment is over 10 percent, U.S. bankruptcy filings rose 33 percent in the third quarter to the highest number since 2005. It&#8217;s my suspicion [...]]]></description>
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