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Do You Owe a Debt? No Military Promotion Until You Pay It

October 20th, 2008 · 1 Comment

Collection agencies are starting to pull all sorts of tricks out of their little black bags. A reader recently wrote about the unbelievable situation where NCO, a large collection agency, sent a soldier’s Commanding Officer a “letter of debt” informing the CO of the soldier’s collection account. It’s true that the military […]

Popularity: 17% [?]

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Tags: Consumer Debt · Debt Collection

Can Collection Agencies Pull Your Credit Report?

August 6th, 2008 · 10 Comments

If you are in a situation where you have collections on your credit report this may be a familiar situation: ever look at your credit report and notice that there are lots of inquiries on it from collection agencies? There shouldn’t be, or at least that’s what the 9th circuit court has ruled. […]

Popularity: 42% [?]

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Tags: Credit Bureaus and Scores · Credit Repair · Credit Reports · I'm suing those guys!

Congratulations, Your Account is in Collections!

July 29th, 2008 · 12 Comments

Many people are really worried when an account goes in to collections, meaning a credit card company has decided to charge off your debt due to non-payment. Sure, now you have two big negative marks on your credit report, but I’m going to make a statement now that may seem counter-intuitive: once something gets […]

Popularity: 43% [?]

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Tags: Consumer Debt · Credit Repair · Debt Collection

Now I’m Giving Advice to Consumer Attorneys

June 24th, 2008 · No Comments

I just got off the phone with a consumer attorney who is representing one of my clients. This client is being sued by one of the big collection agencies and they are throwing everything they can at this poor guy and his mother, interrogatories, discovery, etc. At my suggestion (although I always suggest […]

Popularity: 28% [?]

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Tags: Credit Counselor Front Lines · I'm being sued!

Woman about to lose her home over unpaid dental bill!

May 21st, 2008 · 7 Comments

Wow, you can actually learn something from TV News! This story at Channel 2 KUTV News tells of the story of how a woman might lose her home over an unpaid dental bill.
How does this happen? This bill went to collections, the collection agency sued and they got a court order […]

Popularity: 25% [?]

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Tags: Debt Collection

More People Complaining About Collection Agencies

May 20th, 2008 · 6 Comments

Yesterday, USA Today published an article on the absues of debt collectors (who we all know as collection agencies).
USA Today Article.
It’s great this is getting more press, as it is a real problem. Of course, the comments on this article were predictable “hey, just pay your debts” was the most common comment. I’m […]

Popularity: 25% [?]

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Tags: Credit Counselor Front Lines

A Collection Agency Case Against You in a Lawsuit is Pretty Weak

May 6th, 2008 · 2 Comments

It’s what I’ve told my clients about 1000 times…don’t panic when a collection agency sues you. You can EASILY beat it.
From the blog of a Michigan attorney:
I love defending people against debt buyers because the Plaintiffs case is as strong as a house of cards in a hurricane. Debt buyers buy judgments, credit card […]

Popularity: 20% [?]

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Tags: Credit Counselor Front Lines · I'm being sued!

Collection agencies “subbing” out phone calls to India

April 28th, 2008 · 5 Comments

You knew it had to happen - Collection Agencies are subbing out to India. So now it’s a call from India you are going to get when a collection agency or JDB is going to call you. So if they are violating the FDCPA - who are you going to sue? You […]

Popularity: 7% [?]

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Tags: Consumer Debt

Great web site for court cases!

March 12th, 2008 · 1 Comment

http://herecomesthejudge.com/
Lists and has the entire court rulings listed for many cases against the big three and other credit card companies!
Popularity: 7% [?]

Popularity: 7% [?]

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Tags: Credit Bureaus and Scores · I'm being sued!