Q. A Collection Agency who is contacting me about a debt is telling me they were assigned to collect it and did not purchase it, not sold. Is there a difference between being assigned or sold? Should I care?
A. This question generally is asked because a consumer is unsure how to respond to […]

Popularity: 19% [?]

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Just like banks, collection agencies and the law firms they hire to sue consumers are going through a period of consolidation. Just announced is the law firm of Wolfproff and Abramson’s merger with another collection agency and gun for hire, Mann-Bracken. Neither of these two companies have a savory reputation in the eyes […]

Popularity: 30% [?]

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The Consumerist is reporting a reader received an offer from the debt collector who is offering “debt reduction” in the form of a pre-approved Visa card in which his $1,364 debt would be reduced to a $1,200 balance if he accepts the card. He would need only to to pay off the balance under the […]

Popularity: 21% [?]

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I get this question a lot - “I’m being sued by a collection agency - do you know of a good attorney?”. We do present a list of consumer attorneys on our website, but the list is not complete. Consumer attorneys are few and far between and in some states and counties in […]

Popularity: 29% [?]

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Under the Fair Debt Collection Practices Act (FDCPA), it’s your right to request that a collection agency cease communication with you; a right granted/protected by FDCPA Section 805(c). (It’s called a Cease and Desist Letter or C&D among us credit repair junkies) Basically, it does what it sounds like: forbids a collection agency […]

Popularity: 44% [?]

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A client of mine was sued, and did the proper thing, answered the complaint immediately. Well, now the lawyers for a major Junk Debt Buyer in the Collection Industry whom I’ll just call JDB Collections for this post. I even recognized the law firm representing JBD Collections, who handles most of their cases. […]

Popularity: 22% [?]

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Just got this email from a client….this collection agencies lawyers tried everything to get this guy to pay and they had no information or proof on the case - sent him bogus affidavits, etc. They sent him interrogatories, scared him half to death, he was on the phone with me, shaking in his boots. […]

Popularity: 10% [?]

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Just received this email - any suggestions on what to do for this lady?
I am being harassed by a judgment creditor from Canada all day and I am in the US . He will not send me anything by US mail to prove I woe him.
He says he brought a default judgment in 2004 […]

Popularity: 7% [?]

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I hate the credit bureaus. But that isn’t news. Once again, they continue to ruin people’s lives because their system, on which the entire credit economy is based, is totally flawed and full of inaccurate information.
I watched the movie Maxed Out the other day in which one of the speakers said that it’s […]

Popularity: 5% [?]

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Very interesting reading….goes into the inner workings of debt settlement companies, which I advice people under no circumstances to enter. Some disturbing excerpts:
There were clients at my company whose income was only $900 a month, who were being asked to save $400 a month, and then put $200 a month towards the program’s fee. […]

Popularity: 4% [?]

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