Q. My husband passed away 10 yrs ago. For the last 5 months, I keep getting calls about a bill from the phone company (Ma Bell) saying I owe them money for some calls to a adult phone line from 12 yrs ago. I don’t believe my husband did this and he’s been dead 10 [...]
Entries Tagged as 'collection agency'
Hounded for Old Phone Debt
February 7th, 2012 · No Comments · Collection Agencies
Tags: collection agency·community property state·junk debt buyer·phone bill·Statute of limitations·zombie junk debt buyers
Debt Past Statute of Limitations and Collection Threatens to Issue 1099-C
December 27th, 2011 · No Comments · Collection Agencies
Q. Can a collection agency file a 1099-C on a debt that the statute of limitations has ran out on? Any help would be appreciated – they’ve been calling, and threatening to file. A. Your question brings up two points a) can a collection agency continue collection efforts after the statute of limitations has run [...]
Tags: 1099-C·collection agency·Debt Settlement·FDCPA·FTC·IRS·State Attorney General·Statute of limitations
Should I Tell a Collection Agency I’m in a Debt Settlement Program?
December 13th, 2011 · No Comments · Debt Settlement
Q. My American Express account just went to a collection attorney. I also just enrolled in a debt settlement program to deal with this debt. The debt settlement program attorney states they will not make an offer until I have accrued at least 20%. I plan sending a letter to the collection attorney validating the [...]
Tags: Attorney·being sued·collection agency·Debt Settlement·debt settlement guide·Debt Validation·lawsuits
I Wrote a Collector and Asked Them to Stop Collection Efforts and They Didn’t. Now What?
November 15th, 2011 · No Comments · Collection Agencies
Q. I sent a cease and desist letter via certified mail on 10/06/2011 to a collection agency stating: “I request that you immediately CEASE and DESIST in your efforts to collect on the above referenced account (see letter attached). It is my personal policy not to deal with collection agencies and I will only deal [...]
Tags: cease all communication·cease all contact·Cease and Desist Letter·collection agency·Fair Debt Collection Practices Act·FDCPA
