Q. My American Express account just went to a collection attorney. I also just enrolled in a debt settlement program to deal with this debt. The debt settlement program attorney states they will not make an offer until I have accrued at least 20%. I plan sending a letter to the collection attorney validating the [...]
Entries Tagged as 'collection agency'
Should I Tell a Collection Agency I’m in a Debt Settlement Program?
December 13th, 2011 · No Comments · Debt Settlement
Tags: Attorney·being sued·collection agency·Debt Settlement·debt settlement guide·Debt Validation·lawsuits
I Wrote a Collector and Asked Them to Stop Collection Efforts and They Didn’t. Now What?
November 15th, 2011 · No Comments · Collection Agencies
Q. I sent a cease and desist letter via certified mail on 10/06/2011 to a collection agency stating: “I request that you immediately CEASE and DESIST in your efforts to collect on the above referenced account (see letter attached). It is my personal policy not to deal with collection agencies and I will only deal [...]
Tags: cease all communication·cease all contact·Cease and Desist Letter·collection agency·Fair Debt Collection Practices Act·FDCPA
Settled Account for Less on Payment Plan. Not Given Credit for Payments
November 1st, 2011 · 1 Comment · Debt Settlement
Q. I was behind on a car payments and the company sold my account to another lender. I recently settled on a lower amount and have been sending payments. The company marks me as unpaid every month and will not give me any receipts on the payments I have made. I asked for them to [...]
Tags: collection agency·Debt Settlement·debt settlement guide·fees and interest·payment plan·re-negotiate·written agreement
FTC Not Acting on Individual Consumer Complaints. Where Should I Report Shady Collection Agency Practices?
October 25th, 2011 · No Comments · Consumer Info
Q. We have nowhere to complain about debt buyers/collection agencies now? I just submitted a long complaint to the FTC and they sent me an email telling me that they were shipping it off to “Consumer Sentinel”. This place is accessible ONLY to law enforcement agencies, who have nothing to do with civil matters. I [...]
Tags: collection agency·consumer complaint·Consumer Sentinel·FTC·State Attorney General·state consumer complaint division
