If you tell a creditor you’re considering bankruptcy, assume they are recording the conversation. Here’s why.
Entries Tagged as 'collection'
What You Need to Know About Threatening Bankruptcy to a Creditor
November 14th, 2011 · No Comments · Debt Settlement
Tags: Bankruptcy·collection·creditor·creditors·debt·Debt Settlement
FTC Reports Increase in Complaints About Debt Collectors
March 24th, 2011 · No Comments · Debt Collection
according to its 33rd annual report on the Fair Debt Collection Practices Act (FDCPA), the FTC received 140,036 such complaints in 2010, compared to 119,609 in 2009.
Tags: cease communication notice·collection·Consumer Reports Center·debt·Debt Collection·debt collectors·Fair Debt Collection Practices Act·FDCPA·Federal Trade Commission·FTC
Is a Discharged Bankruptcy Removed From My Credit Report?
December 17th, 2010 · 1 Comment · Bankruptcy, Debt Collection
Q. Can a Chapter 13 be removed from a credit file if that Bankruptcy is discharged? A. Just because a bankruptcy is discharged doesn’t mean it will be removed. This is true whether it is a Chapter 13 bankruptcy or a Chapter 7 bankruptcy. Briefly, a Chapter 13 bankruptcy is where you repay all of [...]
Tags: banktruptcies·Chapter 13·Chapter 7·collection·court monitored program·Discharged Bankruptcy·dismissed·Fair Credit Reporting Act·paid debts
I’ve Been Fighting an Unfair Late Fee For Three Years
July 6th, 2010 · 3 Comments · Credit Cards, Debt Collection
Q. My problem is a late fee charge of 35.00 which was charged to my credit card account because they did not change the address on my account so that I would receive my bills on time. I always pay the full amount and because the invoice was forwarded, I did not get it in [...]
Tags: collection·Credit card·Credit Scores·late fee·legal fees·loan costs·principal of the thing·unfair
