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	<title>Creditinfocenter Blog &#187; collection</title>
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		<title>What You Need to Know About Threatening Bankruptcy to a Creditor</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/11/14/what-you-need-to-know-about-threatening-bankruptcy-to-a-creditor/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/11/14/what-you-need-to-know-about-threatening-bankruptcy-to-a-creditor/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 16:05:12 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=12985</guid>
		<description><![CDATA[If you tell a creditor you're considering bankruptcy, assume they are recording the conversation. Here's why.]]></description>
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		<title>FTC Reports Increase in Complaints About Debt Collectors</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/03/24/ftc-reports-increase-in-complaints-about-debt-collectors/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/03/24/ftc-reports-increase-in-complaints-about-debt-collectors/#comments</comments>
		<pubDate>Thu, 24 Mar 2011 15:30:43 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[cease communication notice]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[Consumer Reports Center]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[FTC]]></category>

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		<description><![CDATA[according to its 33rd annual report on the Fair Debt Collection Practices Act (FDCPA), the FTC received 140,036 such complaints in 2010, compared to 119,609 in 2009.]]></description>
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		<title>Is a Discharged Bankruptcy Removed From My Credit Report?</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/12/17/is-a-discharged-bankruptcy-removed-from-my-credit-report/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/12/17/is-a-discharged-bankruptcy-removed-from-my-credit-report/#comments</comments>
		<pubDate>Fri, 17 Dec 2010 16:02:31 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[banktruptcies]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[court monitored program]]></category>
		<category><![CDATA[Discharged Bankruptcy]]></category>
		<category><![CDATA[dismissed]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[paid debts]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=10703</guid>
		<description><![CDATA[Q. Can a Chapter 13 be removed from a credit file if that Bankruptcy is discharged? A. Just because a bankruptcy is discharged doesn&#8217;t mean it will be removed. This is true whether it is a Chapter 13 bankruptcy or a Chapter 7 bankruptcy. Briefly, a Chapter 13 bankruptcy is where you repay all of [...]]]></description>
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		<title>I&#8217;ve Been Fighting an Unfair Late Fee For Three Years</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/07/06/ive-been-fighting-an-unfair-late-fee-for-three-years/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/07/06/ive-been-fighting-an-unfair-late-fee-for-three-years/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 15:27:51 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[late fee]]></category>
		<category><![CDATA[legal fees]]></category>
		<category><![CDATA[loan costs]]></category>
		<category><![CDATA[principal of the thing]]></category>
		<category><![CDATA[unfair]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=9057</guid>
		<description><![CDATA[Q. My problem is a late fee charge of 35.00 which was charged to my credit card account because they did not change the address on my account so that I would receive my bills on time. I always pay the full amount and because the invoice was forwarded, I did not get it in [...]]]></description>
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