Yesterday, USA Today published an article on the absues of debt collectors (who we all know as collection agencies).
USA Today Article.
It’s great this is getting more press, as it is a real problem. Of course, the comments on this article were predictable “hey, just pay your debts” was the most common comment. I’m […]

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Frequently, when doing credit counseling, I look at a credit report which is full of pot holes: collections, late pays, charge-offs and the initial focus of the client is on removing inquires.
Sure, the removal of inquiries is pretty easy. But it will have a pretty small effect on the client’s score. […]

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I received the initial letter on 2/18/08, but this played out nicely and thought I would share as it is a good reason why the consumer should NEVER roll over to a collection agency.
I’ve posted all the updates.
“Three years ago I switched cell phone providers. I am fairly sure I settled up with the old […]

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