Did you receive gift cards as part of a holiday gift or a birthday celebration? It used to be that you need to go out and cash in the card immediately as hidden fees could eat up the balance on the card. In other cases, you may have forgotten a card and it expired before [...]
Entries Tagged as 'consumer protections'
New Gift Card Regulations Hit Market
March 24th, 2010 · No Comments · Consumer Info
Tags: consumer protections·credit card reform laws·Federal Reserve·fees expiration dates·gift card expiration·gift cards·gift certificate·inactivity·regulations·reloadable
New Mortgage Regulations Implement Protections, Closing Delays
August 21st, 2009 · No Comments · Mortgages, Real Estate
If there is one thing that is certain in life (and real estate), it is change! On July 30 of this year, changes were implemented by the Federal Reserve that can significantly affect the timeline for mortgage loan closures. If you are in the market for a home, or are trying to complete a first-time homebuyer [...]
Tags: closing delays·consumer protections·GFE·mortgage loan·Mortgages·new mortgage regulations·Real Estate·RESPA
Pre-Paid Credit Cards Not Covered by New Credit Card Legislation
July 1st, 2009 · 1 Comment · Credit Cards
People turn to prepaid credit cards form different reasons. For example: they are unable to get a checking account or they are teaching their children to be responsible with money by limiting what they spend.
Tags: consumer protections·Credit Card Accountability Responsibility And Disclosure Act·Debit Cards·Mastercard·prepaid credit cards·reloadable cards·Visa
