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	<title>Creditinfocenter Blog &#187; consumer</title>
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		<title>Being Sued but &#8220;Judgment Proof&#8221; &#8211; Do I Need to do Anything?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/12/being-sued-judgment-proof-do-i-need-to-do-anything/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/12/being-sued-judgment-proof-do-i-need-to-do-anything/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 15:09:19 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[I'm being sued!]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[collection agencies]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[garnishment]]></category>
		<category><![CDATA[judgment]]></category>
		<category><![CDATA[judgment proof]]></category>
		<category><![CDATA[Junk Debt Buyers]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[summons]]></category>
		<category><![CDATA[Unrealistic Expectations]]></category>
		<category><![CDATA[writ of garnishment]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4504</guid>
		<description><![CDATA[Many people who receive a notice of a pending lawsuit for defaulted credit card may have heard that the opposing party can&#8217;t win because they are &#8220;judgment proof&#8221;. This question comes up all of the time &#8211; &#8220;I&#8217;m being sued but I&#8217;m judgment proof &#8211; do I need to do anything?&#8221; The answer is definitely [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Lender Discrimination Protection: Know Your Rights as a Consumer</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/08/lender-discrimination-protection-know-your-rights-as-a-consumer/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/08/lender-discrimination-protection-know-your-rights-as-a-consumer/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 17:06:11 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[denied]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[ECOA]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[Loan Application]]></category>
		<category><![CDATA[rights]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3678</guid>
		<description><![CDATA[You remain a consumer with rights even as you apply for a loan of any type. No lender can discriminate against you; your rights are protected. There are existing federal laws that aim to provide you with lender discrimination protection so you do not fall prey to the unscrupulous practices of some lenders. The Equal [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Cease and Desist Letter w/Collection Agencies &#8211; Request only Phone or Letter Contact?</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/06/17/cease-communication-letter/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/06/17/cease-communication-letter/#comments</comments>
		<pubDate>Tue, 17 Jun 2008 19:20:35 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[C&D]]></category>
		<category><![CDATA[Cease and Desist Letter]]></category>
		<category><![CDATA[Cease Communication]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[FDCPA]]></category>

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		<description><![CDATA[Under the Fair Debt Collection Practices Act (FDCPA), it&#8217;s your right to request that a collection agency cease communication with you; a right granted/protected by FDCPA Section 805(c). (It&#8217;s called a Cease and Desist Letter or C&#38;D among us credit repair junkies) Basically, it does what it sounds like: forbids a collection agency to contact [...]]]></description>
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		<slash:comments>25</slash:comments>
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		<title>A Collection Agency Case Against You in a Lawsuit is Pretty Weak</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/05/06/a-collection-agency-case-against-you-in-a-lawsuit-is-pretty-weak/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/05/06/a-collection-agency-case-against-you-in-a-lawsuit-is-pretty-weak/#comments</comments>
		<pubDate>Tue, 06 May 2008 15:12:31 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Counselor Front Lines]]></category>
		<category><![CDATA[I'm being sued!]]></category>
		<category><![CDATA[Affadavit of Debt]]></category>
		<category><![CDATA[collection agencies]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[Debt Buyer]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[lawsuit]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/2008/05/06/a-collection-agency-case-against-you-in-a-lawsuit-is-pretty-weak/</guid>
		<description><![CDATA[It&#8217;s what I&#8217;ve told my clients about 1000 times&#8230;don&#8217;t panic when a collection agency sues you. You can EASILY beat it. From the blog of a Michigan attorney: I love defending people against debt buyers because the Plaintiffs case is as strong as a house of cards in a hurricane. Debt buyers buy judgments, credit [...]]]></description>
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		<slash:comments>24</slash:comments>
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