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	<title>Creditinfocenter Blog &#187; consumers</title>
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	<description>For the Up To Date News</description>
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		<title>The Worst Credit Cards on the Market</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/23/the-worst-credit-cards-on-the-market/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/23/the-worst-credit-cards-on-the-market/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 12:06:34 +0000</pubDate>
		<dc:creator>JQAdams</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Annual Fees]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[Credit Reporting Agencies]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[department store c]]></category>
		<category><![CDATA[Department Store Cards]]></category>
		<category><![CDATA[prepaid cards]]></category>
		<category><![CDATA[rewards programs]]></category>
		<category><![CDATA[secured cards]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4897</guid>
		<description><![CDATA[Many consumers would say that all credit cards do more harm than good, but that is not necessarily the case. While it is true that the credit card industry leaves a lot to be desired, there are consumers who can actually benefit from responsible credit card use. With that in mind, you should know that [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Florida State Attorney General Files Suit Against Debt Settlement Firms</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/20/florida-state-attorney-general-files-suit-against-debt-settlement-firms/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/20/florida-state-attorney-general-files-suit-against-debt-settlement-firms/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 12:00:49 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Legal Stuff]]></category>
		<category><![CDATA[American Debt Arbitration]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[Credit Solutions of America]]></category>
		<category><![CDATA[debt negotiation]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[State Attorney General]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4721</guid>
		<description><![CDATA[Florida State Attorney General Bill McCollum recently filed two lawsuits against Texas-based Credit Solutions of America, Inc. (CSA) and Clearwater-based ADA of Tampa Bay, Inc., which does business as American Debt Arbitration. The lawsuit against ADA also names the company’s principal Glenn P. Stewart, as well as Arizona-based entities Nationwide Asset Services, Inc., Service Star, LLC, and Universal Debt Reduction, LLC.]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2009/10/20/florida-state-attorney-general-files-suit-against-debt-settlement-firms/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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		<title>Do Collection Agency &#8220;Cease and Desist&#8221; Letters Prevent Response to Credit Disputes?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/07/10/do-collection-agency-cease-and-desist-letters-prevent-response-to-credit-disputes/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/07/10/do-collection-agency-cease-and-desist-letters-prevent-response-to-credit-disputes/#comments</comments>
		<pubDate>Fri, 10 Jul 2009 10:00:06 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Legal Stuff]]></category>
		<category><![CDATA[cease and desist]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[credit disputes]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[information furnishers]]></category>
		<category><![CDATA[investigation request]]></category>
		<category><![CDATA[written request]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2315</guid>
		<description><![CDATA[The FDCPA was written with an eye towards protecting consumers from collection agency harassment.  Under the FDCPA, a collection agency must cease communication with a consumer upon written request from that consumer.  
Under the Fair Credit Reporting Act, consumers are allowed to directly dispute negative listings with information furnishers.  An example of [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>New Service Provides Collection Agencies List of Clients in Litigation</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/06/25/new-service-provides-collection-agencies-list-of-clients-in-litigation/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/06/25/new-service-provides-collection-agencies-list-of-clients-in-litigation/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 14:58:29 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[I'm suing those guys!]]></category>
		<category><![CDATA[Legal Stuff]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[court cases]]></category>
		<category><![CDATA[Courts]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[lawsuits]]></category>
		<category><![CDATA[Litigation]]></category>
		<category><![CDATA[transunion]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2051</guid>
		<description><![CDATA[As an unintended consequence, consumers who defend themselves against collection agencies who violate of the Fair Debt Collection Practices Act (FDCPA) will now find themselves on a special list. One company is now offering its clients a list of everyone who has sued a creditor or collection agency.  This is meant for the clients [...]]]></description>
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		<slash:comments>3</slash:comments>
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