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	<title>Creditinfocenter Blog &#187; credit account</title>
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		<title>Should I Ditch My Credit Cards?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/04/should-i-ditch-my-credit-cards/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/04/should-i-ditch-my-credit-cards/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 12:00:13 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit account]]></category>
		<category><![CDATA[Credit Crunch]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[emergencies]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FICO scoring model]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[savings rate]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4913</guid>
		<description><![CDATA[With the credit crunch going on, there doesn&#8217;t seem to be much good news regarding people and their credit cards. Many people burned by the credit markets are afraid to buy anything on credit. The savings rate by the American people is the highest in 20 years. Despite the alarming news, there are good reasons [...]]]></description>
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