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	<title>Creditinfocenter Blog &#187; Credit Card Accountability Responsibility And Disclosure Act</title>
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	<description>For the Up To Date News</description>
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		<title>Elizabeth Warren Needs You &#8211; Stop Funding Cuts in Consumer Protection</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/03/04/elizabeth-warren-needs-you-stop-funding-cuts-in-consumer-protection/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/03/04/elizabeth-warren-needs-you-stop-funding-cuts-in-consumer-protection/#comments</comments>
		<pubDate>Fri, 04 Mar 2011 14:00:38 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[Credit Card Accountability Responsibility And Disclosure Act]]></category>
		<category><![CDATA[Elizabeth Warren]]></category>
		<category><![CDATA[overdaft fees]]></category>
		<category><![CDATA[PayDay Loans]]></category>
		<category><![CDATA[predatory lending]]></category>
		<category><![CDATA[subprime]]></category>
		<category><![CDATA[U.S. Consumer Financial Protection Bureau]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=11202</guid>
		<description><![CDATA[If financial consumer advocates get their way this summer, Elizabeth Warren will be confirmed as the head of the new U.S. Consumer Financial Protection Bureau. Warren, a Harvard Law School Professor, for years spoke critically and publicly against the predatory lending practices by the credit card companies. Many give her credit for exposing the issues [...]]]></description>
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		<title>How to Use Plastic Money After CARD Act Takes Effect</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/06/25/how-to-use-plastic-money-after-card-act-takes-effect/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/06/25/how-to-use-plastic-money-after-card-act-takes-effect/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 14:53:57 +0000</pubDate>
		<dc:creator>Justin Scott</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[card benefits]]></category>
		<category><![CDATA[closing credit card account]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Credit Card Accountability Responsibility And Disclosure Act]]></category>
		<category><![CDATA[monitor]]></category>
		<category><![CDATA[new law]]></category>
		<category><![CDATA[rewards points]]></category>
		<category><![CDATA[shop and compare]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=8964</guid>
		<description><![CDATA[As a cardholder, you may benefit from the new credit card law that has come into effect in 2010. That&#8217;s because the law restricts sudden rate hikes and fees which can otherwise increase your debt load. The law comes with certain loopholes that may lower your credit score if you don&#8217;t know how to use [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Overdraft and Late Pay Fee Limits Take Effect in August</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/06/15/overdraft-and-late-pay-charges-limits-take-effect-in-august/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/06/15/overdraft-and-late-pay-charges-limits-take-effect-in-august/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 14:41:27 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[75 Fed. Reg. 12334]]></category>
		<category><![CDATA[Credit Card Accountability Responsibility And Disclosure Act]]></category>
		<category><![CDATA[Deterrence]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[late fees]]></category>
		<category><![CDATA[Overdraft]]></category>
		<category><![CDATA[reasonable and proportional]]></category>
		<category><![CDATA[Safe Harbor]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=8843</guid>
		<description><![CDATA[There are many aspects to the new credit card regulations enacted under the Credit Card Accountability Responsibility And Disclosure (CCARD) Act Some went into effect last year, some spring 2010 and some will go into effect July 2010. The last changes will take effect August 22, 2010. As part of the CCARD Act, the Fed [...]]]></description>
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		<title>Banks to Issue New Checking, Credit Card Fees</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/01/04/banks-to-issue-new-checking-credit-card-fees-2/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/01/04/banks-to-issue-new-checking-credit-card-fees-2/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 01:17:04 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Banking Industry]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[Credit Card Accountability Responsibility And Disclosure Act]]></category>
		<category><![CDATA[Fees]]></category>
		<category><![CDATA[minimum balances]]></category>
		<category><![CDATA[new credit card legislation]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[paper statements]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=6137</guid>
		<description><![CDATA[We&#8217;ve already seen banks rush to slip in as many money-making fees and raise interest rates as much as possible before the new credit card legislation kicks in in February. For months, banking experts having been spouting predictions on how badly the banks are going to start sticking it to us. Now the banks&#8217; sinister [...]]]></description>
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