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Entries Tagged as 'credit disputes'

Credit Repair – Should I Dispute One Negative at Time?

October 26th, 2010 · No Comments · Credit Repair

Q. I have 6 separate items on my report I would like to dispute. When writing to the credit bureaus should I just dispute one at a time or can I write a letter and dispute them all at once? I am just wondering if they seen so many disputes at one time they would [...]

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Credit Repair – Written Dispute Rejected Due to Proof of Identity

December 8th, 2009 · 7 Comments · Credit Counselor Front Lines, Credit Repair, Credit Reports

What kind of documentation do you need to send to the credit bureaus proving it’s you making a credit report dispute? Apparently, this changes with the wind. I recently received this email: Hello, I am really confused with what kind of proof of identity I’m supposed to send to the credit bureaus when I’m writing [...]

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Do Collection Agency “Cease and Desist” Letters Prevent Response to Credit Disputes?

July 10th, 2009 · 5 Comments · Collection Agencies, Legal Stuff

The FDCPA was written with an eye towards protecting consumers from collection agency harassment. Under the FDCPA, a collection agency must cease communication with a consumer upon written request from that consumer. Under the Fair Credit Reporting Act, consumers are allowed to directly dispute negative listings with information furnishers. An example of an information furnisher [...]

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