You knew it had to happen, right? Desperate people bring the vultures out of the woodwork. Most people know that potential employers pull your credit report as part of a background check. Well, whaddaya you know? There is a company posting fake job ads, then sending the applicants to a website to [...]
Entries Tagged as 'Credit History'
For Profit, Fake Job Postings Trick Applicants into Buying Credit Reports
February 12th, 2009 · 1 Comment · Consumer Info, Credit Bureaus and Scores, Credit Counselor Front Lines, Credit Reports
Tags: Consumerist·credit bureau·Credit History·credit report·Credit Score·employers·fake job postings·Jobs·scammers
What Goes into Your Credit Score?
November 19th, 2008 · 1 Comment · Credit Reports
I get asked this question a lot: “If I do X, how many points will my credit score go up?”
The truth is, no one knows EXACTLY, except for the creator of the FICO score, Fair Isaac and the creators of the other scoring system, VantageScore. VantageScore was created by the credit bureaus in an [...]
Tags: Amounts Owed·Credit History·Credit Score·Fair Isaac·New Credit·Payment History·Vantage Score
College Campuses Banning Credit Card Marketing
September 23rd, 2008 · 1 Comment · Consumer Debt, Credit Cards
Student credit card debt is a problem. The average college graduate carries $2,748 in credit-card debt, according to a 2007 survey by student lender Nellie Mae. And nearly one in four graduates leaves school with more than $5,000 in credit-card debt, according to a recent survey by Zogby International that was commissioned by credit [...]
Tags: Bannning·College Campuses·Credit Card Marketing·Credit History·debt·Prepaid Debits
Is Illegal Immigration a Factor in the Credit Crunch?
August 12th, 2008 · 2 Comments · Banking, Consumer Debt, Mortgages
With more than 12 million illegal immigrants estimated to be living in this country, it’s certainly a question worth posing. Determining the impact of illegal workers on unemployment rates, healthcare costs, and other social and economic sectors is difficult enough, due to the nature of them being “undocumented”. There are numerous arguments both for and [...]
Tags: Credit Cards·Credit Crunch·Credit History·illegal immigrants·illegal immigration·Mortgages·undocumented workers


