Q. I ran my credit report recently. I was surprised to see that not all info on homes, boats and vehicles I bought before 1987 or so are on it. Need to get this info and wondering how or who to go to for COMPLETE credit history I have loans on. A. Legally, a credit [...]
Entries Tagged as 'Credit History'
Experian Now Counting Rental History, FICO Considering Adding
May 24th, 2011 · No Comments · Credit Bureaus and Scores
Almost everyone makes some kind of monthly payment to have a roof over their head. However, unless you own your home free and clear, you pay either rent or a mortgage payment. Though paying rent and making a mortgage payment on time shows equal (in my book) credit worthiness, only those making a house payment [...]
Tags: Center for Financial Services Information·Credit Bureaus·Credit History·Experian·FICO·National Credit Reporting Association·RentBureau·under served credit market
Closed Credit Card Accounts and My Score Went Down?
October 12th, 2010 · No Comments · Credit Bureaus and Scores, Credit Cards
Q. I closed some credit card accounts because they were high and I have been paying them on time. By closing them, it actually hurt my credit score! Should I reopen them even if I don’t use them it it will increase my credit score?
Tags: Credit Cards·Credit History·Credit Score·credit scores up or down·high interest rate·Inquiries·installment tradeline·Late Pays·low interest rate credit cards
Effects of Closing a Credit Card on Your Credit Score
August 24th, 2010 · No Comments · Credit Cards, Credit Reports
So you want to close a credit card but have heard that it might hurt your credit score. How much will it hurt? If I had a nickle for every time someone asked me what effect doing X or doing Y would have on their credit score, I would be able to take a very [...]
Tags: closing a credit card·Credit Cards·Credit History·credit report·Credit Score·Debt to Credit Ratio·effect on credit score·FICO·Number of Cards·Payment History·Vantage Score
