It is a dilemma that many individuals are facing today with rising unemployment and the overall state of the economy. You don’t have a job, so your credit has suffered due to your inability to pay your bills. And you can’t get a job, because you have bad credit. Seems like a dual-edged sword, doesn’t it? [...]
Entries Tagged as 'Credit History'
Job Discrimination Based on Credit History May Soon be Banned
March 8th, 2010 · 25 Comments · Career, Credit Reports
Tags: credit check legislation·credit discrimination·Credit History·Credit Scores·employment credit checks·job applicant credit history·job loss
For Profit, Fake Job Postings Trick Applicants into Buying Credit Reports
February 12th, 2009 · 1 Comment · Consumer Info, Credit Bureaus and Scores, Credit Counselor Front Lines, Credit Reports
You knew it had to happen, right? Desperate people bring the vultures out of the woodwork. Most people know that potential employers pull your credit report as part of a background check. Well, whaddaya you know? There is a company posting fake job ads, then sending the applicants to a website to get a “free” [...]
Tags: Consumerist·credit bureau·Credit History·credit report·Credit Score·employers·fake job postings·Jobs·scammers
What Goes into Your Credit Score?
November 19th, 2008 · 1 Comment · Credit Reports
I get asked this question a lot: “If I do X, how many points will my credit score go up?” The truth is, no one knows EXACTLY, except for the creator of the FICO score, Fair Isaac and the creators of the other scoring system, VantageScore. VantageScore was created by the credit bureaus in an [...]
Tags: Amounts Owed·Credit History·Credit Score·Fair Isaac·New Credit·Payment History·Vantage Score
College Campuses Banning Credit Card Marketing
September 23rd, 2008 · 1 Comment · Consumer Debt, Credit Cards
Student credit card debt is a problem. The average college graduate carries $2,748 in credit-card debt, according to a 2007 survey by student lender Nellie Mae. And nearly one in four graduates leaves school with more than $5,000 in credit-card debt, according to a recent survey by Zogby International that was commissioned by credit reporting [...]
Tags: Bannning·College Campuses·Credit Card Marketing·Credit History·debt·Prepaid Debits
