Q. I have good credit and always have. I have amassed most of my debt (90% of it) from the last house I built. I took a $100,000 loss (on a $750K spec house). I ran out of cash and I started to put items on my credit cards in order to finish the house [...]
Entries Tagged as 'credit report'
Ex-husband Filed Bankruptcy – We Are On Mortgage Together
March 13th, 2012 · No Comments · Bankruptcy
Q. My ex-husband filed bankruptcy and is just now getting out of it on March 23, 2012. We have a home in both of our names. The mortgage company told me that he was suppose to file a form to reaffirm the loan before March 23, 2012. He did not do this. Also the loan [...]
Tags: Bankruptcy·credit report·Fair Credit Reporting Act·loan company·mortgage company·mortgage payment·reaffirmation·reporting bankruptcy on credit report
Credit Bureau Reporting an Equity Line of Credit as Revolving Instead of Installment
January 31st, 2012 · 2 Comments · Mortgages
Q. Is it possible to get my Line of Credit that’s reporting to the bureaus as a “Revolving” account type to reporting as an “Installment” account? It’s killing my FICO scores! A. A “revolving” account is one where the balance fluctuates due to payments or withdrawals against the available credit limit. A credit card is [...]
Tags: credit bureau·credit report·Credit Score·equity line of credit·installment loan·revolving account
4 Ways to Start Improving Your Credit Now
January 4th, 2012 · No Comments · Credit Repair
To get the year started off right, explore four simple ways you could start improving your credit right now:
Tags: authorized user·credit·Credit Cards·Credit Repair·credit report·Credit Score·debt
