People are denied the ability every day to open a checking or savings account because of an entry in the Chexsystems database. Why? If you have an entry in Chexsystems, fairly or otherwise, it’s due to bounced checks. For more info. here is creditinfocenter’s page on Chexsystems.
Now there’s a new database which banks [...]
Entries Tagged as 'Credit Reporting Agency'
Move Over Chexsystems, Here Comes Early Warning Services (EWS)
September 15th, 2009 · 2 Comments · Banking, Consumer Info, Credit Bureaus and Scores
Tags: boucned checks·Checking Account·Chexsystems·Credit Reporting Agency·denied·Early Warning Services·EWS·Identity Theft·Savings account
All Credit Scores Are NOT Created Equally
September 19th, 2008 · 2 Comments · Credit Reports
In other (more lengthy) words, your credit score will not be “calculated” in the same way contingent on which credit reporting agency you request it from. With so much emphasis on a consumer’s credit score in today’s tumultuous economy, when you request your credit score, you want to see the same score that a potential [...]
Tags: best credit score·CRA·credit report·Credit Reporting Agency·Credit Score·Equifax·Experian·Fair Isaac·FICO·FICO score·transunion
Lifelock Sued by Experian
February 25th, 2008 · No Comments · Credit Bureaus and Scores, Identity Theft
I wrote about my impression on the Super Commercial for lifelock – it seems that other people than me were even less impressed….
http://creditchoices.net/wordpress/2008/02/lifelock-what-a-little-press-can-buy-you/
A quote from the article…
Credit bureau Experian is suing the identity theft prevention firm LifeLock, accusing it of deception and fraud in its familiar advertising campaign, which includes a spot in which CEO [...]
Tags: credit bureau·Credit Reporting Agency·Experian·Lifelock·Social Security Number
Lifelock – what a little press can buy you!
February 6th, 2008 · No Comments · Identity Theft
So we all saw the SuperBowl Commercial where the guy paints his SSN on the side of a truck. Great gimmick – genius advertising. But is this product really necessary?
1. Less junk mail – well hey!! you can do this yourself pretty easily! http://creditinfocenter.com/cards/preventSellLists.shtml
2. Put a fraud alert on your credit [...]
Tags: Credit Reporting Agency·Gimmick·Lifelock·Press·SSN·Super Bowl Commercial
