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	<title>Creditinfocenter Blog &#187; Credit Reports</title>
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		<title>&#8220;Free&#8221; Credit Report Ads Soon to be Less Deceptive</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/02/25/free-credit-report-ads-soon-to-be-less-deceptive/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/02/25/free-credit-report-ads-soon-to-be-less-deceptive/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 15:00:59 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[annualcreditreport.com]]></category>
		<category><![CDATA[deceptive free credit report ads]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[free credit report disclosure]]></category>
		<category><![CDATA[free credit reports]]></category>
		<category><![CDATA[Free Credit Scores]]></category>
		<category><![CDATA[FTC free credit report disclosure]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=7363</guid>
		<description><![CDATA[Starting April 1, all those companies who proclaim that they provide &#8220;free credit reports&#8221; will be required to add a prominent disclosure on any advertising that should help eliminate confusion for consumers who are seeking the government-approved Web site, AnnualCreditReport.com. The new guidelines were announced this week by the FTC, which was required to adopt the new rules as [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Is the Credit Scoring System Fair?  A Viewpoint Which Disagrees</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/28/is-the-credit-scoring-system-fair-a-viewpoint-which-disagrees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/28/is-the-credit-scoring-system-fair-a-viewpoint-which-disagrees/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 12:00:45 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[credit scoring]]></category>
		<category><![CDATA[debt ratios]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[paying history]]></category>
		<category><![CDATA[scoing model]]></category>
		<category><![CDATA[transunion]]></category>
		<category><![CDATA[VantageScore]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4991</guid>
		<description><![CDATA[I&#8217;ve heard many people complain bitterly about the American credit scoring system.  There are many arguments for and against the system.  Yesterday, I talked about the merits of the credit scoring system.  Today I will give arguments against the system.  
Proponents of the system will argue the credit scoring system is [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Is the Credit Scoring System Fair?  A Viewpoint Which Agrees</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/27/is-the-credit-scoring-system-fair-a-viewpoint-which-agrees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/27/is-the-credit-scoring-system-fair-a-viewpoint-which-agrees/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 12:00:20 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Apply Online]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Credit Scoring System.]]></category>
		<category><![CDATA[fair]]></category>
		<category><![CDATA[Good Credit]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[personal responsibility]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4870</guid>
		<description><![CDATA[I&#8217;m a good debater &#8211; I can make an argument out of anything, which is one of the reason I enjoy writing.  Recently, I listened to a conversation over whether or not the current credit scoring was fair to the consumer.  I argued both sides successfully to the frustration of my audience.  [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>When Having Bad Credit Isn&#8217;t Your Fault</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/29/when-having-bad-credit-isnt-your-fault/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/29/when-having-bad-credit-isnt-your-fault/#comments</comments>
		<pubDate>Tue, 29 Sep 2009 16:02:42 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Credit Report Errors]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Medical Bills]]></category>
		<category><![CDATA[un-employment]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4189</guid>
		<description><![CDATA[Many people think that having bad credit is always someone&#8217;s fault.  In today&#8217;s economic environment,  foreclosures are happening right and left and the job market is the worst since 1983.  As a result of this crisis, the number of people with bad credit (not just a few missed payments) is increasing.  [...]]]></description>
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		<slash:comments>1</slash:comments>
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