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	<title>Creditinfocenter Blog &#187; Credit Score</title>
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		<title>How Much Credit is Too Much?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/05/how-much-credit-is-too-much/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/05/how-much-credit-is-too-much/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 12:00:37 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Car Loans]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[credit scoring]]></category>
		<category><![CDATA[debt ratios]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[number of accounts]]></category>
		<category><![CDATA[Payment History]]></category>
		<category><![CDATA[too much credit]]></category>
		<category><![CDATA[total available credit]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4948</guid>
		<description><![CDATA[When starting your credit history from scratch, rebuilding from a bad financial period in your life, or if you have long established credit history, I get this question all the time, “How much credit is too much”? Or “How many credit cards should I have to have the best credit?” This is often a difficult question to answer, due to the black box nature of Fair Isaac’s FICO credit scoring model. ]]></description>
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		<title>Should I Ditch My Credit Cards?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/04/should-i-ditch-my-credit-cards/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/04/should-i-ditch-my-credit-cards/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 12:00:13 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit account]]></category>
		<category><![CDATA[Credit Crunch]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[emergencies]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FICO scoring model]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[savings rate]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4913</guid>
		<description><![CDATA[With the credit crunch going on, there doesn&#8217;t seem to be much good news regarding people and their credit cards.  Many people burned by the credit markets are afraid to buy anything on credit.  The savings rate by the American people is the highest in 20 years.  Despite the alarming news, there [...]]]></description>
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		<title>Getting a Credit Card With Bad Credit in a Tight Market</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/02/getting-a-credit-card-with-bad-credit-in-a-tight-market/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/02/getting-a-credit-card-with-bad-credit-in-a-tight-market/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 12:00:26 +0000</pubDate>
		<dc:creator>Marco</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[banking relationships]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[credit union]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[good deals]]></category>
		<category><![CDATA[secured cards]]></category>
		<category><![CDATA[shop]]></category>
		<category><![CDATA[tight credit market]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4903</guid>
		<description><![CDATA[Getting a credit card in a good economy is a very easy task. In a good economy, companies will extend you credit even if you have a poor credit score. The credit these companies extend will not be good (i.e., the credit card will have numerous fees and an extremely high interest rate), but these [...]]]></description>
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		<title>The Worst Credit Cards on the Market</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/23/the-worst-credit-cards-on-the-market/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/23/the-worst-credit-cards-on-the-market/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 12:06:34 +0000</pubDate>
		<dc:creator>JQAdams</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Annual Fees]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[Credit Reporting Agencies]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[department store c]]></category>
		<category><![CDATA[Department Store Cards]]></category>
		<category><![CDATA[prepaid cards]]></category>
		<category><![CDATA[rewards programs]]></category>
		<category><![CDATA[secured cards]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4897</guid>
		<description><![CDATA[Many consumers would say that all credit cards do more harm than good, but that is not necessarily the case. While it is true that the credit card industry leaves a lot to be desired, there are consumers who can actually benefit from responsible credit card use. With that in mind, you should know that [...]]]></description>
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