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	<title>Creditinfocenter Blog &#187; Credit Scores</title>
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	<description>For the Up To Date News</description>
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		<title>Is the Credit Scoring System Fair?  A Viewpoint Which Agrees</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/27/is-the-credit-scoring-system-fair-a-viewpoint-which-agrees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/27/is-the-credit-scoring-system-fair-a-viewpoint-which-agrees/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 12:00:20 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Apply Online]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Credit Scoring System.]]></category>
		<category><![CDATA[fair]]></category>
		<category><![CDATA[Good Credit]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[personal responsibility]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4870</guid>
		<description><![CDATA[I&#8217;m a good debater &#8211; I can make an argument out of anything, which is one of the reason I enjoy writing.  Recently, I listened to a conversation over whether or not the current credit scoring was fair to the consumer.  I argued both sides successfully to the frustration of my audience.  [...]]]></description>
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		<title>Turn and Burn &#8211; a Highly Profitable Foreclosure Strategy</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/13/turn-and-burn-a-highly-profitable-foreclosure-strategy/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/13/turn-and-burn-a-highly-profitable-foreclosure-strategy/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 15:16:47 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Buy and Bail]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Economic Meltdown]]></category>
		<category><![CDATA[Good Credit]]></category>
		<category><![CDATA[investment loans]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[pay with cash]]></category>
		<category><![CDATA[turn and burn]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4415</guid>
		<description><![CDATA[The &#8220;turn and burn&#8221; a.k.a. &#8220;buy and bail&#8221; strategy &#8211; is a method sometimes used by people whose homes are &#8220;underwater&#8221;.  It is increasingly used by the wealthy with very large mortgages whose homes are worth significantly less than what they owe.  This little trick reared its ugly head after the housing market [...]]]></description>
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		<title>Many Mortgage Lenders Have Yet to Adopt FICO 08</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/16/many-mortgage-lenders-yet-adopt-fico-08/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/16/many-mortgage-lenders-yet-adopt-fico-08/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 14:21:13 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[credit delinquencies]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit scoring systems]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FICO 08]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[new FICO scoring system]]></category>
		<category><![CDATA[scoring models]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3923</guid>
		<description><![CDATA[When Fair Isaac Corporation (FICO) rolled out their &#8220;new and improved&#8221; FICO 08 credit scoring model last year, hopeful consumers with single derogatory incidents on their reports anxiously awaited the possibility of improved credit scores under the new system. The updated scoring model, developed in part in response to the subprime mortgage crisis, minimizes the effect of small, missed payments listed in [...]]]></description>
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		<title>My Equifax Credit Report has Disappeared</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/09/my-equifax-credit-report-has-disappeared/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/09/my-equifax-credit-report-has-disappeared/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 15:09:07 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[credit information]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Inquiries]]></category>
		<category><![CDATA[Social Secuirty Number]]></category>
		<category><![CDATA[split file]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3686</guid>
		<description><![CDATA[Q.I have totally disappeared from Equifax and have no report from them, I do not know why this has happened. &#160;I discovered this while trying to get a VA mortgage from a loan officer who also could not find it. 
My Experian report has me at a 640 and TransUnion only has me at a [...]]]></description>
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