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	<title>Creditinfocenter Blog &#187; credit scoring</title>
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		<title>What to Expect of New Credit Scoring Systems</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/02/02/what-to-expect-of-new-credit-scoring-systems/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/02/02/what-to-expect-of-new-credit-scoring-systems/#comments</comments>
		<pubDate>Wed, 02 Feb 2011 16:03:50 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit scoring]]></category>
		<category><![CDATA[credit scoring systems]]></category>
		<category><![CDATA[credit worthiness]]></category>
		<category><![CDATA[Deposit Behavior Score]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FICO scores]]></category>
		<category><![CDATA[repair bad credit]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=11055</guid>
		<description><![CDATA[There are now more than 100 credit scoring systems in circulation, any number of which may be used in combination with the FICO score as the determining factor in the credit approval process.]]></description>
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		<title>How Much Credit is Too Much?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/05/how-much-credit-is-too-much/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/05/how-much-credit-is-too-much/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 12:00:37 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Car Loans]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[credit scoring]]></category>
		<category><![CDATA[debt ratios]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[number of accounts]]></category>
		<category><![CDATA[Payment History]]></category>
		<category><![CDATA[too much credit]]></category>
		<category><![CDATA[total available credit]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4948</guid>
		<description><![CDATA[When starting your credit history from scratch, rebuilding from a bad financial period in your life, or if you have long established credit history, I get this question all the time, “How much credit is too much”? Or “How many credit cards should I have to have the best credit?” This is often a difficult question to answer, due to the black box nature of Fair Isaac’s FICO credit scoring model. ]]></description>
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		<title>Is the Credit Scoring System Fair?  A Viewpoint Which Disagrees</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/28/is-the-credit-scoring-system-fair-a-viewpoint-which-disagrees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/28/is-the-credit-scoring-system-fair-a-viewpoint-which-disagrees/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 12:00:45 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[credit scoring]]></category>
		<category><![CDATA[debt ratios]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[paying history]]></category>
		<category><![CDATA[scoing model]]></category>
		<category><![CDATA[transunion]]></category>
		<category><![CDATA[VantageScore]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4991</guid>
		<description><![CDATA[I&#8217;ve heard many people complain bitterly about the American credit scoring system. There are many arguments for and against the system. Yesterday, I talked about the merits of the credit scoring system. Today I will give arguments against the system. Proponents of the system will argue the credit scoring system is an equal yardstick for [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Red or White Wine? Your Choice Might Affect Your Credit Score&#8230;</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/06/30/red-or-white-your-choice-might-affect-your-credit-score/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/06/30/red-or-white-your-choice-might-affect-your-credit-score/#comments</comments>
		<pubDate>Mon, 30 Jun 2008 15:16:32 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[CompuCredit]]></category>
		<category><![CDATA[consumer spending habits]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit scoring]]></category>
		<category><![CDATA[cut credit lines]]></category>
		<category><![CDATA[FTC lawsuit]]></category>
		<category><![CDATA[scoring models]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/2008/06/30/red-or-white-your-choice-might-affect-your-credit-score/</guid>
		<description><![CDATA[Ok, that might be a bit extreme, but according to a recent article in businessweek, the lifestyle choices a consumer makes as far as spending habits may even affect their credit score. It&#8217;s fairly common knowledge that some major factors that influence credit scores involve occupation, payment histories, public records, ratio of balance to available [...]]]></description>
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