If you are one of the savvy consumers who pays off their credit card balances in full each month, the required minimum payment “mystery” is probably of zero interest to you. I admittedly am one of the few and proud, using the minimum payments strictly when I have taken advantage of a zero interest credit […]

Popularity: 6% [?]

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I recently ordered my annual free credit report and just about jumped out of my skin initially as I reviewed the inquiries section– I didn’t recognize the half of them!
Fortunately, the lengthy list of inquiries I didn’t recall were simply “soft inquiries”, and therefore not going to be included in calculating my credit score. But […]

Popularity: 14% [?]

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In a year when any headline involving the term “credit” has been overwhelmingly negative, it seems that consumers may see some good news associated with credit shortly.
New rules which were proposed earlier this year would prohibit credit card companies from increasing rates at will, with some exceptions such as those that apply to people who […]

Popularity: 13% [?]

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If you are considering treading back into the real estate market in 2009 (and for the sake of recovery of this segment of the economy, we hope people will be doing this) you will want to ensure that your credit is in optimum shape! Come January 1, when all the gyms and diet centers start […]

Popularity: 15% [?]

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Mirrors on the ceiling…. pink champagne on ice. We are all just prisoners here, of our own device….
Pardon me, just a quick digression to some of the lyrics from one of my favorite Eagle’s songs, “Hotel California“.  The song always conjures up somewhat eerie images in my mind, and it is what I thought of […]

Popularity: 15% [?]

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For those of us who have been through a marriage, those word of promise recited with starry eyes in front of our family and friends are SO familiar.  But most people who enter this sacred union amid dreams of happily ever after are really not concerned (initially) about the dreaded “D” word severing their union;  […]

Popularity: 14% [?]

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OK, I was going to refinance my house - my credit is great and I’m just going to slide right in to the best rates.
Well, no actually - there is a problem. A little brief history…back in 2003, I had a tax lien on my credit report which actually belonged to a clown […]

Popularity: 16% [?]

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