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	<title>Creditinfocenter Blog &#187; credit</title>
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	<description>For the Up To Date News</description>
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		<title>How to Prepare for Credit Card Changes Effective in February</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/16/prepare-for-credit-card-changes-effective-february/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/16/prepare-for-credit-card-changes-effective-february/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 14:19:27 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[CARD Act]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit Card Accountability and Disclosure Act]]></category>
		<category><![CDATA[credit card law changes]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5254</guid>
		<description><![CDATA[Come February 22, 2010, the second phase of the Credit Card Accountability and Disclosure Act (CARD Act) will formally be upon us. While there are certainly a number of positive provisions for consumers associated with the changes, the legislation is not without controversy. Opponents of the provisions have warned that many consumers, particularly those with [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Ten Items You Don&#8217;t Want to Purchase Using a Credit Card</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/25/ten-items-you-dont-want-to-purchase-using-a-credit-card/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/25/ten-items-you-dont-want-to-purchase-using-a-credit-card/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 14:56:22 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[behavioral scoring]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cardholder spending habits]]></category>
		<category><![CDATA[credit red flags]]></category>
		<category><![CDATA[data profiling]]></category>
		<category><![CDATA[purchasing history]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4138</guid>
		<description><![CDATA[We posted a blog about a year ago which announced that the Federal Trade Commission (FTC) had filed a lawsuit against credit card issuer CompuCredit (CCRT). One of the (many) allegations made was that CCRT did not properly disclose that it monitored spending and cut credit limits if consumers used their credit cards at &#8220;particular places&#8221;. A settlement [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Screen Potential Roomates Carefully or Your Credit May Suffer</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/18/screen-potential-roomates-carefully-your-credit-may-suffer/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/18/screen-potential-roomates-carefully-your-credit-may-suffer/#comments</comments>
		<pubDate>Fri, 18 Sep 2009 15:00:12 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[damage credit score]]></category>
		<category><![CDATA[id theft]]></category>
		<category><![CDATA[roomates and identity theft]]></category>
		<category><![CDATA[screen roomates]]></category>
		<category><![CDATA[steal personal information]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3962</guid>
		<description><![CDATA[Memories of the times of my life when I had a roomate always bring a smile to my face. The first time, in college, sharing late-night pizzas and stories of the evening&#8217;s events forgotten in the daze created by 10 cent beers at the local pub. Later, when I bought my first house and the extra cash [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Do Short Sales, Loan Modifications and Foreclosures Impact Your Credit Score?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/10/how-do-short-sales-loan-modifications-and-foreclosures-impact-your-credit-score/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/10/how-do-short-sales-loan-modifications-and-foreclosures-impact-your-credit-score/#comments</comments>
		<pubDate>Thu, 10 Sep 2009 14:27:19 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[deed-in-lieu of foreclosure]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3671</guid>
		<description><![CDATA[I attended a class at my real estate brokerage last week dealing with short sales and other types of &#8220;distressed&#8221; properties. With the market (at least in the Phoenix area) now comprised of over half short sales and/or bank-owned properties, it is imperative for real estate professionals to be well trained and knowledgeable in order [...]]]></description>
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		<slash:comments>3</slash:comments>
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