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	<title>Creditinfocenter Blog &#187; debt consolidation</title>
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	<description>For the Up To Date News</description>
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		<title>Consumer Debt Still on the Decline</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/04/29/consumer-debt-still-on-the-decline/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/04/29/consumer-debt-still-on-the-decline/#comments</comments>
		<pubDate>Fri, 29 Apr 2011 15:00:05 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Credit card debt]]></category>
		<category><![CDATA[damaged credit]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[New Credit]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=12032</guid>
		<description><![CDATA[Last April 2010, we wrote about the steady reduction in credit card debt by the American Consumer. The trend continues. According to the Federal Reserve, Fourth Quarter 2009 credit card consumer debt was at $894.0 billion; fourth quarter 2010 credit card debt was $826.7 and Feb 2011 numbers stand at $792.1 billion. So what&#8217;s causing [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Texas Jury Awards $13.8 Million to Customers Taken By Fraudulent Debt Relief Services</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/04/27/texas-jury-awards-13-8-million-to-indebted-customers-taken-by-fraudulent-debt-relief-services/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/04/27/texas-jury-awards-13-8-million-to-indebted-customers-taken-by-fraudulent-debt-relief-services/#comments</comments>
		<pubDate>Wed, 27 Apr 2011 15:28:54 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Credit card debt]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[Debt Relief]]></category>
		<category><![CDATA[debt relief companies]]></category>
		<category><![CDATA[Freedom From Debt Alliance]]></category>
		<category><![CDATA[Harris County]]></category>
		<category><![CDATA[Houston]]></category>
		<category><![CDATA[Jubilee Financial Management]]></category>
		<category><![CDATA[Robert M. Lindsey]]></category>
		<category><![CDATA[Texas]]></category>
		<category><![CDATA[The Credit Card Solution]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=12027</guid>
		<description><![CDATA[It only took a week for a Harris County jury in Houston, Texas to award in favor of the plaintiffs in a multi-million-dollar lawsuit against a fraudulent debt relief company and its owner. ]]></description>
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		<slash:comments>1</slash:comments>
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		<title>FTC Lawsuits Remind to Be Leery of Debt Consolidation Companies</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/12/06/ftc-lawsuits-remind-to-be-leery-of-debt-consolidation-companies/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/12/06/ftc-lawsuits-remind-to-be-leery-of-debt-consolidation-companies/#comments</comments>
		<pubDate>Mon, 06 Dec 2010 15:57:05 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[debt consolidation companies]]></category>
		<category><![CDATA[Debt Consultants of America]]></category>
		<category><![CDATA[debt negotiation]]></category>
		<category><![CDATA[debt negotiation companies]]></category>
		<category><![CDATA[Debt Professional of America]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[Financial Freedom Processing]]></category>
		<category><![CDATA[FTC]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=10607</guid>
		<description><![CDATA[In yet another reminder to be leery of debt consolidation companies, the Federal Trade Commission (FTC) has filed suit against three such firms in Dallas, Texas.]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2010/12/06/ftc-lawsuits-remind-to-be-leery-of-debt-consolidation-companies/feed/</wfw:commentRss>
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		<title>How Can I Consolidate my Debt without Paying Fees?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/07/21/how-can-i-consolidate-my-debt-without-paying-fees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/07/21/how-can-i-consolidate-my-debt-without-paying-fees/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 15:38:20 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[CCCS]]></category>
		<category><![CDATA[Consumer Credit Cousneling Service]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[do-it-yourself]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[professional debt consolidation service]]></category>
		<category><![CDATA[Seond mortgage]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2485</guid>
		<description><![CDATA[Hmmm&#8230;.another one of these &#8220;How do I diet without dieting?&#8221; questions. All sarcasm aside, this request for information is fairly common, so I thought give my thoughts on the matter. Q. How Can I Consolidate my Debt without Paying Fees? A. I assume when you say &#8220;consolidate&#8221;, you mean that you want to take out [...]]]></description>
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