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	<title>Creditinfocenter Blog &#187; debt-to-income ratio</title>
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		<title>Debt-to-Income Ratios (DTIs) for Dummies</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/03/27/debt-to-income-ratios-for-dummies/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/03/27/debt-to-income-ratios-for-dummies/#comments</comments>
		<pubDate>Fri, 27 Mar 2009 15:26:33 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[debt ratios]]></category>
		<category><![CDATA[debt-to-income ratio]]></category>
		<category><![CDATA[DTI]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loan modification programs]]></category>
		<category><![CDATA[reduce house payment]]></category>
		<category><![CDATA[Refinancing]]></category>

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		<description><![CDATA[With all the recent government programs available to homeowner&#8217;s facing potential foreclosure, understanding debt-to-income ratio is more important than ever, as lenders will be utilizing this parameter to determine your eligibility. Debt-to-income ratio is a simple formula, calculated based on several key elements of a homeowner&#8217;s incoming salary versus outgoing expenses. There are two different [...]]]></description>
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