Many people know they need to respond to a letter or phone call from a collection agency, but they might not know exactly what to say. In general, it’s not usually a good idea to speak to a collection agent when they call, let alone respond to a letter over the phone. This [...]
Entries Tagged as 'Debt Validation'
I’m Not Sure What to Say In My Letter to a Collection Agency
November 17th, 2009 · 1 Comment · Consumer Debt, Debt Collection
Tags: cease and desist·collection agency·Debt Settlement·Debt Validation·debt verification·FCRA·FDCPA·investigation request·junk debt buyer·negative listing
Debt Validation – Frequently Asked Questions
January 13th, 2009 · 3 Comments · Consumer Debt
Debt Validation is a very useful tool when you are forced to deal with collection agencies. Unfortunately, the process can be complex. Time and time again, I see people getting confused by the nuances of debt validation. They get tripped up on things such as:
The exact protection it offers,
What a collection agency has to send [...]
Tags: collection agency·Debt Validation·Fair Debt Collection Practices Act·Frequency Asked Questions
If You Have a Lawyer – Why are You Talking to Me?
February 13th, 2008 · No Comments · Credit Counselor Front Lines
It frequently amazes me how many people will call me and say ” I’ve got a lawyer and they recommend doing so-and-so, but I wanted to check with you first.”
Huh?? I’m not a lawyer, and I can spout case law right and left – but I have no experience defending anyone in court and [...]
Tags: Case Law·collection agency·court·debt·Debt Validation·FDCPA·Lawyer
