Q. My American Express account just went to a collection attorney. I also just enrolled in a debt settlement program to deal with this debt. The debt settlement program attorney states they will not make an offer until I have accrued at least 20%. I plan sending a letter to the collection attorney validating the [...]
Entries Tagged as 'Debt Validation'
Should I Tell a Collection Agency I’m in a Debt Settlement Program?
December 13th, 2011 · No Comments · Debt Settlement
Tags: Attorney·being sued·collection agency·Debt Settlement·debt settlement guide·Debt Validation·lawsuits
My Car Repossessed and I Still Owe Money?
December 6th, 2011 · No Comments · Debt Settlement
Q. Creditor retained attorney to collect debt from a surrendered car. Deficiency balance? I have 30 days to respond with a validation request which I’m doing. My question is what if all is validated from attorney? What is the next thing thing to expect in their reply? Are they going to proceed with court action? [...]
Tags: Attorney·auto loan·car payments·creditor·Debt Settlement·Debt Validation·repossession·unsecured loan
I Was Served a Summons. Send Debt Validation Letter?
November 8th, 2011 · No Comments · I'm being sued!
Q. Hi I just now found your site and wish I had found it earlier. I was served a summons to appear for a credit card debt that is past the statue of limitations in Oklahoma. I have 35 days to respond, can I request the validation of debt now or do I need to [...]
Tags: allegations·Attorney·complaint·Debt Validation·DV·I've been sued·Statute of limitations·summons
How Should I Respond to Aggressive Collector?
July 26th, 2011 · 2 Comments · Debt Collection
Q. Yesterday a collection agency left a vague message on my brother’s home phone. Then when I arrived at work today a coworker informed me that a guy from CPC (Central Portfolio Control) had called my job last night leaving their number and a message to call back asap. Minutes later, while in a meeting [...]
Tags: bank of america·Cease and Desist Letter·Debt collector·Debt Validation·Fair Debt Collection Practices Act
