Now is the time to get in touch with your inner Scrooge! It seems the Joyous Holiday Season (emphasis mine) comes at a steep price these days, even if you don’t spend a lot of money on gifts. There are travel expenses to visit family, food and drink to purchase during entertaining and […]

Popularity: 4% [?]

[Read more →]

Q. A Collection Agency who is contacting me about a debt is telling me they were assigned to collect it and did not purchase it, not sold. Is there a difference between being assigned or sold? Should I care?
A. This question generally is asked because a consumer is unsure how to respond to […]

Popularity: 19% [?]

[Read more →]

Mirrors on the ceiling…. pink champagne on ice. We are all just prisoners here, of our own device….
Pardon me, just a quick digression to some of the lyrics from one of my favorite Eagle’s songs, “Hotel California“.  The song always conjures up somewhat eerie images in my mind, and it is what I thought of […]

Popularity: 16% [?]

[Read more →]

For those of us who have been through a marriage, those word of promise recited with starry eyes in front of our family and friends are SO familiar.  But most people who enter this sacred union amid dreams of happily ever after are really not concerned (initially) about the dreaded “D” word severing their union;  […]

Popularity: 14% [?]

[Read more →]

Collection agencies are starting to pull all sorts of tricks out of their little black bags. A reader recently wrote about the unbelievable situation where NCO, a large collection agency, sent a soldier’s Commanding Officer a “letter of debt” informing the CO of the soldier’s collection account. It’s true that the military […]

Popularity: 17% [?]

[Read more →]

This post was made on our discussion boards by a board member. It was so inspirational, we wanted to share this to give hope and inspiration to those who are just starting their credit repair journey or are stuck in their journey. It’s also solidly rooted in reality. Tremendous results were achieved, […]

Popularity: 19% [?]

[Read more →]

And the survey SAYS…. How to work their iPods!  Now THERE is a skill that is going to lead the Gen X and Gen Y’ers to great things, no doubt!!
Back in August, I published a blog entitled “How Much Debt Does Your Generation Have?” and the statistics were taken from a survey sponsored by the […]

Popularity: 17% [?]

[Read more →]

Student credit card debt is a problem. The average college graduate carries $2,748 in credit-card debt, according to a 2007 survey by student lender Nellie Mae. And nearly one in four graduates leaves school with more than $5,000 in credit-card debt, according to a recent survey by Zogby International that was commissioned by credit […]

Popularity: 19% [?]

[Read more →]

Sure, learning to spend less money when you are trying to get out of debt is pretty important. But just spending less won’t guarantee success. Here are some other things you need to do:

Get your finances under control - This means you need to know pretty precisely what is coming in […]

Popularity: 19% [?]

[Read more →]

Do you even know what generation you belong to? More importantly, do you care?
Generations are extended periods of time that are connected with pop culture. Probably the most well known and talked about is the “baby boomer” generation; you know, the aging hippies born between 1943-1964 (or so). Their kids? Generation X (1965-1979) and Generation […]

Popularity: 20% [?]

[Read more →]