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Entries Tagged as 'Emergency Funds'

Should You Increase Your Credit Card Limit?

February 9th, 2012 · No Comments · Credit Cards

Increasing your credit card limit in no way requires that you increase your debt. On the contrary, it is an opportunity to actually improve your credit and make your financial life easier.

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Protect Your Income and Assets for the Long Haul

July 9th, 2010 · No Comments · Budgeting, Consumer Info, Economy

Congress just passed some financial reform laws lately, but given the shaky economy, many people are still worried about protecting their financial futures. Here are some ideas to put your mind at ease: Income Protection will make sure you have enough money for basic living expenses in emergency situations. Life insurance. If your family relies [...]

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Pay Off High Interest Rate Credit Cards with Savings?

September 17th, 2009 · 2 Comments · Banking, Budgeting, Credit Cards

A couple of months ago, Suze Orman advised her followers to just pay the minimum payments on their credit cards and hoard cash in order to build up an emergency savings fund. She was lambasted by critics who felt that this was an unrealistic goal with high costs. I’m in agreement with the critics and [...]

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Debt – Living Frugally Is Only Part of Solution

September 3rd, 2008 · 1 Comment · Budgeting, Consumer Debt

Sure, learning to spend less money when you are trying to get out of debt is pretty important. But just spending less won’t guarantee success. Here are some other things you need to do: Get your finances under control – This means you need to know pretty precisely what is coming in money-wise, what is [...]

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