Q. I’m doing some credit repair on my credit report in anticipation of buying a house. I noticed an account I don’t recognize on my credit report from American Express. This account is reporting me 30 days late 2 times in the last 2 years. I sent a letter to American Express and [...]
Entries Tagged as 'Fair Credit Reporting Act'
Credit Repair Investigation Requests – Send Social Security Number?
July 20th, 2009 · 3 Comments · Credit Repair, Credit Reports
Tags: american express·Credit Repair·Credit Reports·Fair Credit Reporting Act·Informatino Furnisher·Inquiry·Investigation·Social Secuirty Number
Disputing Credit Report Item Updates the Information Or Deletes It?
June 29th, 2009 · No Comments · Credit Repair
Many people new to credit repair ask the following question:
Q. If I find inaccurate info on an item that is mine will it come off permanently or will they just update/correct the info? Example – if I had a collection that is reporting a wrong date or dollar amount and I write to [...]
Tags: credit bureau·Credit Repair·credit report·credit report dispute·dispute listing·Fair Credit Reporting Act·Investigation·negative items
Shopping for a Consumer Attorney if You Are Sued by a Creditor
June 23rd, 2009 · 5 Comments · I'm being sued!, Legal Stuff
Credit card companies and junk debt buyers have turned to the courts with a vengeance as a method of collecting past due debts. I always recommend that people hire a lawyer when facing legal issues, if at all possible. Unfortunately, in the area of consumer law, there are very few attorneys who know [...]
Tags: civil cases·consumer attorney·Credit card·Fair Credit Reporting Act·Fair Debt Collection Practices Act·Junk Debt Buyers·jury trial·lawsuit·naca.net
