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	<title>Creditinfocenter Blog &#187; Fair Credit Reporting Act</title>
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		<title>Credit Repair Investigation Requests &#8211; Send Social Security Number?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/07/20/credi-repair-investigation-requests-send-social-security-number/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/07/20/credi-repair-investigation-requests-send-social-security-number/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 12:00:29 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[Informatino Furnisher]]></category>
		<category><![CDATA[Inquiry]]></category>
		<category><![CDATA[Investigation]]></category>
		<category><![CDATA[Social Secuirty Number]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2458</guid>
		<description><![CDATA[Q. I&#8217;m doing some credit repair on my credit report in anticipation of buying a house.  I noticed an account I don&#8217;t recognize on my credit report from American Express.  This account is reporting me 30 days late 2 times in the last 2 years. I sent a letter to American Express and [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Disputing Credit Report Item Updates the Information Or Deletes It?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/06/29/disputing-credit-report-item-updates-the-information-or-deletes-it/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/06/29/disputing-credit-report-item-updates-the-information-or-deletes-it/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 17:04:14 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[credit bureau]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit report dispute]]></category>
		<category><![CDATA[dispute listing]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[Investigation]]></category>
		<category><![CDATA[negative items]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2107</guid>
		<description><![CDATA[Many people new to credit repair ask the following question: 
Q. If I find inaccurate info on an item that is mine will it come off permanently or will they just update/correct the info?  Example &#8211; if I had a collection that is reporting a wrong date or dollar amount and I write to [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Shopping for a Consumer Attorney if You Are Sued by a Creditor</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/06/23/shopping-for-a-consumer-attorney-if-you-are-sued-by-a-creditor/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/06/23/shopping-for-a-consumer-attorney-if-you-are-sued-by-a-creditor/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 15:23:30 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[I'm being sued!]]></category>
		<category><![CDATA[Legal Stuff]]></category>
		<category><![CDATA[civil cases]]></category>
		<category><![CDATA[consumer attorney]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[Junk Debt Buyers]]></category>
		<category><![CDATA[jury trial]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[naca.net]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=1995</guid>
		<description><![CDATA[Credit card companies and junk debt buyers have turned to the courts with a vengeance as a method of collecting past due debts.  I always recommend that people hire a lawyer when facing legal issues, if at all possible.  Unfortunately, in the area of consumer law, there are very few attorneys who know [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>FTC Report Recommends Changes to Fair Debt Collection Practices Act</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/03/06/ftc-report-recommends-changes-to-fair-debt-collection-practices-act/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/03/06/ftc-report-recommends-changes-to-fair-debt-collection-practices-act/#comments</comments>
		<pubDate>Fri, 06 Mar 2009 14:10:28 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Collection Activities]]></category>
		<category><![CDATA[Debt Buying]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[Debt Validation]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[Fair Debt COllection Practi]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[Reasonable Investigation]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=493</guid>
		<description><![CDATA[On February 26, 2009 the FTC released a recommendation to Congress for changes in the Fair Debt Collection Practices Act (FDCPA).  The recommendations were based on an October 2007 debt collection conference.  In its recommendation for changes, the FTC said that “the nature of consumer debt has changed in numerous important ways since [...]]]></description>
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		<slash:comments>2</slash:comments>
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