Q. I sent a cease and desist letter via certified mail on 10/06/2011 to a collection agency stating: “I request that you immediately CEASE and DESIST in your efforts to collect on the above referenced account (see letter attached). It is my personal policy not to deal with collection agencies and I will only deal [...]
Entries Tagged as 'Fair Debt Collection Practices Act'
I Wrote a Collector and Asked Them to Stop Collection Efforts and They Didn’t. Now What?
November 15th, 2011 · No Comments · Collection Agencies
Tags: cease all communication·cease all contact·Cease and Desist Letter·collection agency·Fair Debt Collection Practices Act·FDCPA
How Should I Respond to Aggressive Collector?
July 26th, 2011 · 2 Comments · Debt Collection
Q. Yesterday a collection agency left a vague message on my brother’s home phone. Then when I arrived at work today a coworker informed me that a guy from CPC (Central Portfolio Control) had called my job last night leaving their number and a message to call back asap. Minutes later, while in a meeting [...]
Tags: bank of america·Cease and Desist Letter·Debt collector·Debt Validation·Fair Debt Collection Practices Act
How the FTC Protects Consumers From Debt Collection Violations [RESOURCE]
April 14th, 2011 · No Comments · Debt Collection
How does the FTC protect consumers from debt collection violations? The answers are outlined in the FTC’s 33rd annual report on the Fair Debt Collection Practices Act (FDCPA) – a long report that I’ve broken down into three blog posts.
Tags: CFPB·Consumer Financial Protection Bureau·debt·Debt Collection·debt collection violations·Fair Debt Collection Practices Act·FDCPA·Federal Trade Commission·FTC
