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	<title>Creditinfocenter Blog &#187; Fair Isaac</title>
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		<title>How Much Credit is Too Much?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/05/how-much-credit-is-too-much/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/05/how-much-credit-is-too-much/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 12:00:37 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Car Loans]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[credit scoring]]></category>
		<category><![CDATA[debt ratios]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[number of accounts]]></category>
		<category><![CDATA[Payment History]]></category>
		<category><![CDATA[too much credit]]></category>
		<category><![CDATA[total available credit]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4948</guid>
		<description><![CDATA[When starting your credit history from scratch, rebuilding from a bad financial period in your life, or if you have long established credit history, I get this question all the time, “How much credit is too much”? Or “How many credit cards should I have to have the best credit?” This is often a difficult question to answer, due to the black box nature of Fair Isaac’s FICO credit scoring model. ]]></description>
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		<title>Is the Credit Scoring System Fair?  A Viewpoint Which Disagrees</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/28/is-the-credit-scoring-system-fair-a-viewpoint-which-disagrees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/28/is-the-credit-scoring-system-fair-a-viewpoint-which-disagrees/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 12:00:45 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[credit scoring]]></category>
		<category><![CDATA[debt ratios]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[paying history]]></category>
		<category><![CDATA[scoing model]]></category>
		<category><![CDATA[transunion]]></category>
		<category><![CDATA[VantageScore]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4991</guid>
		<description><![CDATA[I&#8217;ve heard many people complain bitterly about the American credit scoring system.  There are many arguments for and against the system.  Yesterday, I talked about the merits of the credit scoring system.  Today I will give arguments against the system.  
Proponents of the system will argue the credit scoring system is [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>FICO.com suing &#8220;Big 3&#8243; Credit Bureaus for Trademark Infringement</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/08/06/fico-suing-big-3-credit-bureaus-for-trademark-infringement/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/08/06/fico-suing-big-3-credit-bureaus-for-trademark-infringement/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 14:20:46 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Legal Stuff]]></category>
		<category><![CDATA[anti-trust]]></category>
		<category><![CDATA[Equifa]]></category>
		<category><![CDATA[Expxerian]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[press release]]></category>
		<category><![CDATA[trademark infringement]]></category>
		<category><![CDATA[transunion]]></category>
		<category><![CDATA[unfair comepetition]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2894</guid>
		<description><![CDATA[In what looks to be a battle of Goliaths, Fair Issac&#8217;s FICO.com brought suit against Experian, TransUnion, Equifax and VantageScore for trademark infringement, anti-trust unfair competition, passing-off claims and false advertising.  
Recently, United States District Court in Minneapolis dismissed the antitrust and false advertising claims asserted by FICO against Experian, Trans Union, Equifax and [...]]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2009/08/06/fico-suing-big-3-credit-bureaus-for-trademark-infringement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>New Credit Scoring Model Set for Release in 2009- Finally!</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/01/06/new-credit-scoring-model-set-for-release-in-2009-finally/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/01/06/new-credit-scoring-model-set-for-release-in-2009-finally/#comments</comments>
		<pubDate>Tue, 06 Jan 2009 13:47:30 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit scoring model]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO 08]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[new credit scoring system]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/2009/01/06/new-credit-scoring-model-set-for-release-in-2009-finally/</guid>
		<description><![CDATA[Almost a year ago, we wrote about the new FICO 08 scoring model that was initially planned for roll-out at the latter part of 2008. Besieged with  lawsuits between its creator, Fair Isaac, and the three largest credit bureaus, the kickoff for the much anticipated new system is now slated for early 2009. For [...]]]></description>
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		<slash:comments>4</slash:comments>
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