Q. How can I report a tenant with good rental history to improve their credit? A. You, as a private party cannot report anything on a credit report, good or bad. I’m assuming you want to do this because a) you’re a nice person who wants to help b) your tenant wants to buy your [...]
Entries Tagged as 'FCRA'
How Do I Report Information to a Credit Bureau?
November 22nd, 2011 · 2 Comments · Credit Bureaus and Scores
Tags: business report credit·consumer credit database·credit bureau·credit report·data furnisher's agreement·Datalinx·FCRA·Metro 2 format
Collection Agency Trying to Get Me to Pay After I Already Settled
May 17th, 2011 · No Comments · Credit Bureaus and Scores, Debt Settlement
Q. After settling w/a collection agency in March of this year, I thought everything was fine. My credit reports were updated a month later showing that the debt was paid. Yesterday, I noticed that the credit bureau is re-reporting the debt as owing. I do have proof of the settlement: the settlement offer letter and [...]
Tags: collection agency·credit bureau·credit report·Debt Settlement·FCRA·FDCPA·reinsertion of information
Credit Repair: How to Re-Dispute a Negative Listing
January 11th, 2011 · 3 Comments · Credit Repair
Q. I’m attempting to do credit repair on my own. What if I already disputed my hiccup without your advice and did not say “not me”. The credit card re-reported and said they would not take it off my report. How do I begin again? A. When you say you disputed your “hiccup”, did you [...]
Tags: 623 method·credit bureau·Credit Repair·credit repair method·credit report·do-it-yourself·FCRA·negative listing·repair credit
I’m Not Sure What to Say In My Letter to a Collection Agency
November 17th, 2009 · 4 Comments · Collection Agencies
Many people know they need to respond to a letter or phone call from a collection agency, but they might not know exactly what to say. In general, it’s not usually a good idea to speak to a collection agent when they call, let alone respond to a letter over the phone. This leaves the [...]
Tags: cease and desist·collection agency·Debt Settlement·Debt Validation·debt verification·FCRA·FDCPA·investigation request·junk debt buyer·negative listing
