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	<title>Creditinfocenter Blog &#187; FDCPA</title>
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		<title>I&#8217;m Not Sure What to Say In My Letter to a Collection Agency</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/17/im-not-sure-what-to-say-in-my-letter-to-a-collection-agency/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/17/im-not-sure-what-to-say-in-my-letter-to-a-collection-agency/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 15:16:52 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[cease and desist]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Debt Validation]]></category>
		<category><![CDATA[debt verification]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[investigation request]]></category>
		<category><![CDATA[junk debt buyer]]></category>
		<category><![CDATA[negative listing]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5311</guid>
		<description><![CDATA[Many people know they need to respond to a letter or phone call from a collection agency, but they might not know exactly what to say.  In general, it&#8217;s not usually a good idea to speak to a collection agent when they call, let alone respond to a letter over the phone.  This [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Lawsuits Against Creditors Reach Record Levels</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/08/19/lawsuits-against-creditors-reach-record-levelsy/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/08/19/lawsuits-against-creditors-reach-record-levelsy/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 15:13:24 +0000</pubDate>
		<dc:creator>Kristy</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[I'm suing those guys!]]></category>
		<category><![CDATA[Legal Stuff]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Attorney General's office]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[consumer lawsuits]]></category>
		<category><![CDATA[Daniel A. Edelman]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[Late Pays]]></category>
		<category><![CDATA[litigants]]></category>
		<category><![CDATA[violations]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3138</guid>
		<description><![CDATA[As of July 31, 2009, 5039 credit and debt related lawsuits across the USA haved been filed.  In 2008, breaking the 5000 level took until October. The basis of these lawsuits were violations of the Fair Credit Reporting Act (FCRA) and Fair Debt Collections Practices Act FDCPA.  The number includes lawsuits filed consumers [...]]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2009/08/19/lawsuits-against-creditors-reach-record-levelsy/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Do Collection Agency &#8220;Cease and Desist&#8221; Letters Prevent Response to Credit Disputes?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/07/10/do-collection-agency-cease-and-desist-letters-prevent-response-to-credit-disputes/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/07/10/do-collection-agency-cease-and-desist-letters-prevent-response-to-credit-disputes/#comments</comments>
		<pubDate>Fri, 10 Jul 2009 10:00:06 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Legal Stuff]]></category>
		<category><![CDATA[cease and desist]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[credit disputes]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[information furnishers]]></category>
		<category><![CDATA[investigation request]]></category>
		<category><![CDATA[written request]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2315</guid>
		<description><![CDATA[The FDCPA was written with an eye towards protecting consumers from collection agency harassment.  Under the FDCPA, a collection agency must cease communication with a consumer upon written request from that consumer.  
Under the Fair Credit Reporting Act, consumers are allowed to directly dispute negative listings with information furnishers.  An example of [...]]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2009/07/10/do-collection-agency-cease-and-desist-letters-prevent-response-to-credit-disputes/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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		<title>New Service Provides Collection Agencies List of Clients in Litigation</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/06/25/new-service-provides-collection-agencies-list-of-clients-in-litigation/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/06/25/new-service-provides-collection-agencies-list-of-clients-in-litigation/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 14:58:29 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[I'm suing those guys!]]></category>
		<category><![CDATA[Legal Stuff]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[court cases]]></category>
		<category><![CDATA[Courts]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[lawsuits]]></category>
		<category><![CDATA[Litigation]]></category>
		<category><![CDATA[transunion]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2051</guid>
		<description><![CDATA[As an unintended consequence, consumers who defend themselves against collection agencies who violate of the Fair Debt Collection Practices Act (FDCPA) will now find themselves on a special list. One company is now offering its clients a list of everyone who has sued a creditor or collection agency.  This is meant for the clients [...]]]></description>
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		<slash:comments>3</slash:comments>
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