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	<title>Creditinfocenter Blog &#187; FICO 08</title>
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		<title>Many Mortgage Lenders Have Yet to Adopt FICO 08</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/16/many-mortgage-lenders-yet-adopt-fico-08/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/16/many-mortgage-lenders-yet-adopt-fico-08/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 14:21:13 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[credit delinquencies]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit scoring systems]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FICO 08]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[new FICO scoring system]]></category>
		<category><![CDATA[scoring models]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3923</guid>
		<description><![CDATA[When Fair Isaac Corporation (FICO) rolled out their &#8220;new and improved&#8221; FICO 08 credit scoring model last year, hopeful consumers with single derogatory incidents on their reports anxiously awaited the possibility of improved credit scores under the new system. The updated scoring model, developed in part in response to the subprime mortgage crisis, minimizes the effect of small, missed payments listed in [...]]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2009/09/16/many-mortgage-lenders-yet-adopt-fico-08/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>New Credit Scoring Model Set for Release in 2009- Finally!</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/01/06/new-credit-scoring-model-set-for-release-in-2009-finally/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/01/06/new-credit-scoring-model-set-for-release-in-2009-finally/#comments</comments>
		<pubDate>Tue, 06 Jan 2009 13:47:30 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit scoring model]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO 08]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[new credit scoring system]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/2009/01/06/new-credit-scoring-model-set-for-release-in-2009-finally/</guid>
		<description><![CDATA[Almost a year ago, we wrote about the new FICO 08 scoring model that was initially planned for roll-out at the latter part of 2008. Besieged with  lawsuits between its creator, Fair Isaac, and the three largest credit bureaus, the kickoff for the much anticipated new system is now slated for early 2009. For [...]]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2009/01/06/new-credit-scoring-model-set-for-release-in-2009-finally/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>FICO to Modify System Allowing Legitimate Credit Card &#8220;Authorized Users&#8221;</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/09/05/fico-to-modify-system-allowing-legitimate-credit-card-authorized-users/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/09/05/fico-to-modify-system-allowing-legitimate-credit-card-authorized-users/#comments</comments>
		<pubDate>Fri, 05 Sep 2008 16:56:04 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[build credit history]]></category>
		<category><![CDATA[credit card authorized users]]></category>
		<category><![CDATA[FICO 08]]></category>
		<category><![CDATA[FICO scores]]></category>
		<category><![CDATA[legitimate authorized users]]></category>
		<category><![CDATA[piggybacking]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/2008/09/05/fico-to-modify-system-allowing-legitimate-credit-card-authorized-users/</guid>
		<description><![CDATA[This is good news for at least 50 million consumers: Fair Isaac has announced that it has found a way to include &#8220;legitimate&#8221; authorized-user accounts and still exclude the piggy-backers! According to Fair Isaac, there are more than 50 million consumers that are legitimate authorized users on another person&#8217;s credit card. For some of these [...]]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2008/09/05/fico-to-modify-system-allowing-legitimate-credit-card-authorized-users/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>So Will There be a New FICO Code or Not?  and When?</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/02/03/so-will-there-be-a-new-fico-code-or-not-and-when-and-will-the-effects-only-be-the-removal-of-au-accounts/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/02/03/so-will-there-be-a-new-fico-code-or-not-and-when-and-will-the-effects-only-be-the-removal-of-au-accounts/#comments</comments>
		<pubDate>Mon, 04 Feb 2008 03:39:50 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[authorized users]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[FICO 08]]></category>
		<category><![CDATA[FICO Code]]></category>
		<category><![CDATA[transunion]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/2008/02/03/so-will-there-be-a-new-fico-code-or-not-and-when-and-will-the-effects-only-be-the-removal-of-au-accounts/</guid>
		<description><![CDATA[It&#8217;s made all the headlines, and everyone seems to be talking about it, MSN Money had an article, it&#8217;s all abuzz on the various credit boards.
They will use segmentation&#8230;for instance &#8211; now they are going to use score cards??   A 700 with a BK on record does not equal 700 w/o BK, for [...]]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2008/02/03/so-will-there-be-a-new-fico-code-or-not-and-when-and-will-the-effects-only-be-the-removal-of-au-accounts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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